Sub Prime lenders

Ian_W

What debate emma? You're "debating" whatever you're debating largely with yourself.

I still think it's :spam: :spam: :spam: :spam: :spam: :spam:

to try to engender a bogus debate just so you can post links to your own site.

I also think you're abusing Martin's site by constantly "bumping" your own thread, YOU having posted 3/4 of the posts on it. Anyway I've reported it, let MSE abuse controllers decide.

emmaHarris_2

We posted a subject to the debate. It was answered and responded too and we disected it by paragraph so as to give meaning to the debate. We do not wish to promote our own site but we feel that there are points of consumer concern to be read.

Even now you have not tackled the points raised but attempting to deflect the issues. Debate is a 2 way contibution and although the present people may not wish to enter this discussions (but we find some people do) then future people joining the forum may.

I hope that MSE will see the common sense and our intentions for what they are and not what you seem to want them to think.

There are serious issues to be respected in regard to sub prime lending and I hope that all sides will be able to add value to these issues unless they have self interest at heart then there should be no concern. Consumers must come first.

You may of course wish to bully us from the site? We have been respectful, good mannered and polite to you. Even in private we have received posts that continue the debate but will respect the senders wishes to keep private.

Can I suggest if this is not a topic for you to discuss then you dont really have too.

emmaHarris_2

New members should not bullied from the forum just because others have made a little cosy home for themselves or they may not like the subject or thread. The intention of the forum I believe should be to attract new consumers and visitors to provide support, advice and debate.

This forum will not survive if this allowed to happen.

emmaHarris_2

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Joe_Bloggs

Emma does seem to be responding too often and to themselves to make an effective sustained campain that could influence opinions. One post a day would be enough to keep the thread prominent. Were a specific case highlighted and the treatment of it conveyed then perhaps more readers would get the points. I am at a loss by either the terminilogy or euphemisms employed in the sub-prime market. I don't think a bland glossary would help either. Tell a story and engage your audience.
J_B. (Quiz is KISS a; romancy, macrony ,cromany, or something else ?)

emmaHarris_2

You are absolutly right and although we tried by disecting the pargraphs we may have failed over the long term aim but we need to give this time and over a longer period than just one day. The post thread has been hijacked in some ways by people not or withdrawing from the debate and not keeping to the issues (the red herring effect)

Anyway, we like your comments and we would like to provide further confidence in saying we are not in anyway associated with the mortgage industry or any of the company's mentioned. Just consumers.

Joe_Bloggs

You are absolutly right and although we tried by disecting the pargraphs we may have failed over the long term aim but we need to give this time and over a longer period than just one day. The post thread has been hijacked in some ways by people not or withdrawing from the debate and not keeping to the issues (the red herring effect)

Your resposes are so fast! Are you a computer and why did you not take a guess at my quiz. Are you John Prescott's speech writer ? No offence intended but a more considered approach would be best.
J_B.

emmaHarris_2

Are you John Prescott's speech writer ?

Please don't get me started on this topic! I feel after today that I have been punched too many times already without Mr Prescott picking on me!

I will get back to you on the quiz question:)

Am I computer? No, just my job to do this. We are serious about the concerns consumers have.

Joe_Bloggs

You come accross like a Turing test candidate. If this is your job then who is your employer ?
J_B.

saver_sam

emmaHarris wrote:

They can repossess, evict and then sell at a lower price/value where ever the property is. Still chase for any shortfalls on the mortgage up to 6 years later. This is portfolio management.

You are in part correct: As i understand it, a lender can chase for up to 12 years for the capital part of the loan and only 6 for the interest outstanding.