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Mortgage Free ASAP

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  • Queen-Bee_2
    Queen-Bee_2 Posts: 828 Forumite
    Mortgage-free Glee!
    edited 15 February 2010 at 1:58AM
    A week or so ago, I received my annual mortgage statement, which is looking quite healthy (figures below have been rounded):
    Opening balance as at 1 January 2009 £85,750
    Plus total interest £ 3,400
    Less payments received £34,150
    Closing balance as at 31 December 2009 £55,000
    Early repayment charge £ 2,750
    Total amount to repay on 31 December 2009 £57,750
    Overpayment reserve £10,500

    Nothing unexpected in there apart from my repayment reserve, which is rather higher than I'd been expecting :)
    Along with the statement, I received a detailed page of all the payments along with the exact dates I'd made them. If I was spreadsheet whizz, it'd doubtless be the work of a moment to check them all, however, at least I've got a record - I'll have to take the figures on trust!! It'd also be good if I could work out what the interest would have been if I'd paid in accordance with my original repayment schedule - I might have a crack at this later..
    QB
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done!
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    QB
    Excellent progress, well done on achieving so much.
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    That is a fantastic effort insuch a short period of time.

    Well done!
  • Thank you for the encouragement guys! It really makes such a difference...

    Now... food and in particular... protein
    Without wanting to repeat myself too much, in the last twelve months, I've piled on weight - partly 'cos I've gotten less active, partly as a side effect of some medication I've had to take and partly 'cos in my MFW efforts, I replaced a lot more of the more expensive protein foods I used to eat with cheaper carbohydrates (lots of veggie things, including pastas and potatoes) and it hasn't suited my metabolism.

    I'm hoping to tackle the flab by doing WW on-line and upping my activity levels, but to address some other health-related issues I've been advised to incorporate a lot more protein in my diet.

    I have to say that when I received this advice, I was shy too shy to ask about how best to go about it without busting the bank - my old tactics used to involve a lot of steak eating, not exactly a hardship, but beyond my current means!!!

    I am thinking eggs for breakfast, and maybe quorn sausages (I'm not sure how much protein these have as real ones, but unless I can buy good quality sausages, I am reluctant to eat them). Which brings me to meat. I guess there's always bacon, but is this as good as chicken? and is chicken as good as steak??

    Likewise, I'm not sure about beans.. are they as good a source of protein as meat? I've read about primary and secondary class proteins, but frankly it's only now I realise how little I know!

    Any advice you lovely lot can offer will be greatly appreciated!
    QB
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    edited 22 January 2010 at 12:13PM
    Hi QB :) I found this :- http://heartspring.net/list_of_high_protein_foods.htmlc

    thought it could be of some help?
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave wrote: »
    Hi QB :) I found this :- http://heartspring.net/list_of_high_protein_foods.htmlc
    thought it could be of some help?

    Thanks Sml - unfortunately, I can't seem to open the link! Having a rummage to see if I can track down the site... QB
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    To be fair I just typed in 'list high protein food' on Google :o
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Ed_Zep
    Ed_Zep Posts: 340 Forumite
    Part of the Furniture Combo Breaker
    edited 22 January 2010 at 12:57PM
    Queen-Bee,

    I'm veggie and seem to get enough protein from lentils, soya, etc.

    Pulses are really good. Being veggie it's more important to mix proteins.

    A lot of foods have protein in them. Even garden peas have a reasonable amount.

    Eating more protein will help to lose weight.

    I think it comes down to simple things like maintaing your blood sugar levels (Low GI diet, which does work), drinking plenty of water and doing exercise that you enjoy and won't be a chore.

    Ed.
  • Ed_Zep
    Ed_Zep Posts: 340 Forumite
    Part of the Furniture Combo Breaker
    SmlSave wrote: »
    To be fair I just typed in 'list high protein food' on Google :o


    I think you left a "c" at the end of the URL. It's a good link, though it proves that high protein foods aren't necessarily healthy.
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