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Mortgage Free ASAP
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A week or so ago, I received my annual mortgage statement, which is looking quite healthy (figures below have been rounded):
Opening balance as at 1 January 2009 £85,750
Plus total interest £ 3,400
Less payments received £34,150
Closing balance as at 31 December 2009 £55,000
Early repayment charge £ 2,750
Total amount to repay on 31 December 2009 £57,750
Overpayment reserve £10,500
Nothing unexpected in there apart from my repayment reserve, which is rather higher than I'd been expecting
Along with the statement, I received a detailed page of all the payments along with the exact dates I'd made them. If I was spreadsheet whizz, it'd doubtless be the work of a moment to check them all, however, at least I've got a record - I'll have to take the figures on trust!! It'd also be good if I could work out what the interest would have been if I'd paid in accordance with my original repayment schedule - I might have a crack at this later..
QB0 -
Well done!Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
QB
Excellent progress, well done on achieving so much.0 -
That is a fantastic effort insuch a short period of time.
Well done!0 -
Thank you for the encouragement guys! It really makes such a difference...
Now... food and in particular... protein
Without wanting to repeat myself too much, in the last twelve months, I've piled on weight - partly 'cos I've gotten less active, partly as a side effect of some medication I've had to take and partly 'cos in my MFW efforts, I replaced a lot more of the more expensive protein foods I used to eat with cheaper carbohydrates (lots of veggie things, including pastas and potatoes) and it hasn't suited my metabolism.
I'm hoping to tackle the flab by doing WW on-line and upping my activity levels, but to address some other health-related issues I've been advised to incorporate a lot more protein in my diet.
I have to say that when I received this advice, I was shy too shy to ask about how best to go about it without busting the bank - my old tactics used to involve a lot of steak eating, not exactly a hardship, but beyond my current means!!!
I am thinking eggs for breakfast, and maybe quorn sausages (I'm not sure how much protein these have as real ones, but unless I can buy good quality sausages, I am reluctant to eat them). Which brings me to meat. I guess there's always bacon, but is this as good as chicken? and is chicken as good as steak??
Likewise, I'm not sure about beans.. are they as good a source of protein as meat? I've read about primary and secondary class proteins, but frankly it's only now I realise how little I know!
Any advice you lovely lot can offer will be greatly appreciated!
QB0 -
Hi QB
I found this :- http://heartspring.net/list_of_high_protein_foods.htmlc
thought it could be of some help?Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Hi QB
I found this :- http://heartspring.net/list_of_high_protein_foods.htmlc
thought it could be of some help?
Thanks Sml - unfortunately, I can't seem to open the link! Having a rummage to see if I can track down the site... QB0 -
To be fair I just typed in 'list high protein food' on GoogleCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Queen-Bee,
I'm veggie and seem to get enough protein from lentils, soya, etc.
Pulses are really good. Being veggie it's more important to mix proteins.
A lot of foods have protein in them. Even garden peas have a reasonable amount.
Eating more protein will help to lose weight.
I think it comes down to simple things like maintaing your blood sugar levels (Low GI diet, which does work), drinking plenty of water and doing exercise that you enjoy and won't be a chore.
Ed.0
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