November.2015.here.we.come

penguin83

Hi Mum, massive well done on passing your courses, a brilliant achievement. Hope you feel better soon xxx

mum2one

penguin83 wrote: »

Hi Mum, massive well done on passing your courses, a brilliant achievement. Hope you feel better soon xxx

Thank you, getting better, just the side effect of tabs is sleeping... went back to bed as dd had gone out next thing knew it was 5pm!!

Got my 1 set of new books, doing the openings in Understanding Mgt, that starts Sept, then Nov, another openings Managing Change - needed extra points for the Foundation course, so picked what hope are easy.

Both courses on, just 1 more tma and eca each....

Hows the law going, ? xx

penguin83

mum2one wrote: »

Thank you, getting better, just the side effect of tabs is sleeping... went back to bed as dd had gone out next thing knew it was 5pm!!

Got my 1 set of new books, doing the openings in Understanding Mgt, that starts Sept, then Nov, another openings Managing Change - needed extra points for the Foundation course, so picked what hope are easy.

Both courses on, just 1 more tma and eca each....

Hows the law going, ? xx

Its hard going at the minute. Doing W200 and W222 alongside each other. The last 2 lots of assignments have been in on the same day. Only have the ECA left for W222 and one assignment and the exam left for W200. I am looking at one of the business ones too. I have a bit of a break until W201 starts but might do one of the business ones starting November in the meantime. xx

mum2one

Just set up the weekends debits - in one hand out the other twice as quick, but every pound helps, got £2378 going out, thats hit another thousand mark.....

Great plan 1001 - keep doinf new snowballs then get myself confused, as 1 card I have 3 different rates on, normal balance, 5.9% x 2 life of balance and 6 months interest free.

So new plan
not to stress over the cards .
The card with the 6 months zero - £67 pm - (they want less but making sure the zero bit goes 1st) - as they allocate the payments to zero side 1st

My personal limit for cards is £250.00 per month (thou the minimum is £180), so as from Septemeber, the highest APR is Vanquis - they stuck it up to 59% - but mum owes me £400 which get back in Dec - so stick that straight off. All the other cards will have minimum and Vanquis will have every spare penny.

When I did snowball, it had Vanquis going for 18months..... no way....asap I want.

Baileys vet insurance plan has just gone up to £37 as hes 12 months old... (I pay that)

Still paying for OU course - outside the grant amount and then got to pay for the 2 openings £240 - between Sept Sept and Dec - there 5% but forecasting ahead and wanting my foundation degree by next March - need paying.

Got dd kitted out with half her uniform, mum and dad get her shoes - so were gp just b4 school starts. At mo got 2 skirts, 6 polo shirts, 2 jumpers, 2 sweatshirts, tracksuit for pe, white tshort for pe - Just need 1 spare skirt, and pe shorts. Quite pleased with that.

Just glad this month is a double month, get most of my money 4 weekly, so once a yr get an extra, which has helped ou a godsend this month. offto Devon as well, quiet break.

Better go a bit further, this assisgnement won't write itself xx

taxi73

you sound so busy and so organised.

mum2one

taxi73 wrote: »

you sound so busy and so organised.

Busy - but not organised, - get there eventually, down in Devon now, so having a rest.

Met friend for lunch, come upto the club so I could have free wi-fi!!!, which turned into family outing, (dd and dad), mum babysitting Bailey!

went to the market this morning, very good brought 3 windchimes for £2.00, pck 10 pencils £1, go in dds party bags, and 2 necklaces for 30p each - don't like them but the boxes are nice.

Airshow 2mor, so watching it from outside the caravan, just mad everywhere on the road, were only a mile away.

Hows you xx

taxi73

Am fine...hope you're having a good holiday.
Thanks for the phonecall...trust Tess to cause so much trouble

mum2one

taxi73 wrote: »

Am fine...hope you're having a good holiday.
Thanks for the phonecall...trust Tess to cause so much trouble

Glad u and Tess are ok, bless her to worry everyone.

Quiet break, weather hasn't been very good, but been swimming, so helping knee a bit, madam in a mood left her hideing under the bed, we were meant to go to the carnival 2ngt, but its been pouring, last yr I dropped her and dad off at 4pm, for a 730pm persession........ thou apparently the streets down there are heaving.

Weather due to improve next week, hopefully get out and about a bit xx

elfen

mum, looks like everything is going good for you! I've had the experience you've had in a well-known chain pub, asked for a jacket with beans, no butter, no cheese (lactose intolerance). They brought it out and it was COVERED in cheese. Complained, got another one....guess what? CHEESE AGAIN! Asked for my money back and a portion of chips, they did and filled a MASSIVE bowl of chips for me....Tried a different one, the peas and chips were cold and we asked for them to go back and they just reheated them, so again I complain and get fresh ones
Sounds like uni is going good, I start my 2nd year next month (am chuffed as finished the year with about a 2:1 overall, so should be fun getting higher marks next year lol)

mum2one

elfen wrote: »

mum, looks like everything is going good for you! I've had the experience you've had in a well-known chain pub, asked for a jacket with beans, no butter, no cheese (lactose intolerance). They brought it out and it was COVERED in cheese. Complained, got another one....guess what? CHEESE AGAIN! Asked for my money back and a portion of chips, they did and filled a MASSIVE bowl of chips for me....Tried a different one, the peas and chips were cold and we asked for them to go back and they just reheated them, so again I complain and get fresh ones
Sounds like uni is going good, I start my 2nd year next month (am chuffed as finished the year with about a 2:1 overall, so should be fun getting higher marks next year lol)

Some of these places are unbelievable, I'm sure the amount I complain theres not a pic been sent out to all the pubs!!

Espically for yourself, you have to be careful and you would think that they would undertand that, sure sometimes they think were just being fussy. xx

Those are brilliant marks - ur go brilliantly, I came out with grade 3 pass from year 2, but