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House deeds transfer

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  • mystic_trev
    mystic_trev Posts: 5,434 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It sure is a horrible thing.

    So what do you suggest - rewrite the marriage vows?

    No - Live together and don't get married - simple!
  • Rictina
    Rictina Posts: 164 Forumite
    Thanks all for your honest answers. I have decided not to marry !
  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    Rictina wrote: »
    Thanks all for your honest answers. I have decided not to marry!
    Bloody hell! Have we had that effect?
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    Rictina wrote: »
    Thanks all for your honest answers. I have decided not to marry!

    I am sorry, but...I think you may be right.

    If I could not have said those words in church, in the presence of God and the congregation: 'all that I have I share with you' - said them, and meant them, I would not have wanted to marry either.

    The following year we had title to this property put into joint names. I was concerned that if I died he could be homeless. I wanted to give him the security of a roof over his head.

    Not all older people who get together are the same ilk as the ones mystic_trev describes.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    To be fair, we don't know that her god or church, if any, would have come into it.

    But even if you are cohabiting, I believe the surviving partner can apply for 'reasonable financial provision' from the estate of their deceased partner.

    So a will, advised presumably by a solicitor, would still be advisable.
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 August 2009 at 1:30PM
    I know that this may not be what you want to hear, and I don't know what kind of a wedding you're planning to have, but when I remarried in 2002, we exchanged rings with the words 'all that I am I give you, all that I have I share with you...'

    'All that I have I share with you'. I couldn't have done it any other way.

    But if she has signed away the house before the wedding, it won't be part of 'all that I have'.( We've had this discussion before :) )

    Monlkeyspanner, prenuptual agreements are not binding in the UK.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • I am fortunate enough to have a long and happy marriage, which hopefully will continue for many years yet.

    It is mainly for this reason, that, in the unfortunate event of my being widowed and in a position to marry again, I would almost certainly sign the house over to my son before I did so.

    Because the house has been bought and paid for by the blood, sweat and tears of my husband (his father) and myself,. IMHO it is our son's by right after we no longer need it. I would not want another person's family to benefit from it. That would not be right in my eyes, and terribly disloyal to my husband, his father.

    Just for explanation.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • monkeyspanner
    monkeyspanner Posts: 2,124 Forumite
    But if she has signed away the house before the wedding, it won't be part of 'all that I have'.( We've had this discussion before :) )

    Monlkeyspanner, prenuptual agreements are not binding in the UK.

    Thanks, learn something new every day. Or try to!
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    Because the house has been bought and paid for by the blood, sweat and tears of my husband (his father) and myself,. IMHO it is our son's by right after we no longer need it. I would not want another person's family to benefit from it. That would not be right in my eyes, and terribly disloyal to my husband, his father.

    I think that more of my blood, sweat and tears have gone into this property than of anyone else! Therefore it is no one else's by right.

    When my first husband died I was coincidentally made redundant. I still had a mortgage to pay, and the next few years were a struggle just to keep the roof over my head. This could all have been made much easier had my first husband 'believed in' life assurance when he was a young man. By the time he did, his health was deteriorating and no insurance company would look at him.

    Not very long before he died he said to me that it was time I made decisions for myself only, and stopped taking him into consideration. I didn't understand that at the time, but I did later.

    I invited DH into my home in 1997 and we married in 2002. It was entirely my choice, my decision, what I did with my home up to then. Now it belongs to both of us. There is no other 'family' that will benefit from it because, by the time we depart this mortal coil, hopefully there won't be too much left of it once the equity release 'lifetime mortgage' is paid off. If we hadn't done that in 2003, we'd have gone on paying the mortgage until we were 83. We didn't want to pay it off just in time to die and leave it to someone else.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • Jake'sGran
    Jake'sGran Posts: 3,269 Forumite
    No - Live together and don't get married - simple!

    It seems to be going out of fashion anyway! And so many people who do marry and say those well intentioned words, often in a church, never go near such a place again. There is so much hypocrisy with regard to "holy matrimony".
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