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Lee's Debt Free Diary: New Years Day Here I Come!

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  • Fire Fox: Thank you. That was quite a humbling post. :) Sorry I haven't replied until now, I've been off on a residential course and just got back. You're right: this journey has had a lasting affect on me, for the better.

    Buffy: I'll be sure to share!! I got my first credit card virtually on my 18th birthday, and only managed to pay it off 2 months ago at the age of 26.5. Madness. :(
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • LeeSouthEast
    LeeSouthEast Posts: 3,822 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    edited 20 November 2009 at 5:55PM
    Hmm. So. Payday today.

    Still not quite sure how I feel, other than very relieved. I now had enough to last the month, put most of the packet into my savings account, and clear my last loan in full.

    Job done. What a strange feeling; not owing anyone anything.

    I just had a double-whopper meal with bacon AND cheese at Burger King to celebrate :D. Best £6.89 ever spent. In cash, of course. :A

    Thanks for all your support, those who have posted here or offered support elsewhere over the last 10-11 months. If you're still fighting - keep fighting - your day of BK celebration (or your guilty pleasure of choice) will arrive before you know it!
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • skint_spice
    skint_spice Posts: 13,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    excuse me but I think you need a few more of these:j:j:j and maybe some of these :beer::beer::beer:!

    I know you have mixed emotions today but bloomin WELL DONE!!!!

    Some more of these :D:D:D please!
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,260


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Thank you skint_spice!!!! :j:j:j:j:j :D:D:D:D:D :beer::beer::beer::beer::beer:

    Better? :p
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • skint_spice
    skint_spice Posts: 13,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you skint_spice!!!! :j:j:j:j:j :D:D:D:D:D :beer::beer::beer::beer::beer:

    Better? :p

    yes:rotfl::rotfl:.

    it's a big day, so celebrate - with smilies at least;).
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,260


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • :smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D :eek: :):D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:smiley::D:rotfl:
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • Oh my God you little Beauty!!!!!




    THat is Fantastic news!!! :beer::beer:
    You must feel so happy.

    you are really really really debt free!! :beer::beer:
    I am absolutely made you up for you!! :beer::beer:


    You did so brilliantly Lee, you really are an inspiration:kisses2:
    and you did it even earlier than you thought - how'd did you mange that then?

    Enjoy your weekend!! all that money and its all YOURS!! :rotfl::rotfl:

    Buffyxxx
    Nevertheless she persisted.
  • :rotfl: Thank you Buffy! You rock ! :A

    I think I made it early just by virtue of almost killing myself this year in overtime. In hindsight, I'm not sure I'd do it again! But, as I sit here thinking about it, it was worth every bleary-eyed minute of it.

    :j:j:j
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • Katy83
    Katy83 Posts: 531 Forumite
    Debt-free and Proud!
    Well done Lee, that's fantastic news!! :beer:

    You've done a brilliant job clearing those debts, can't wait to see that net worth graph creep up into the positives.

    Hope you have a wonderful weekend, you deserve it! xx :A
    LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.
  • Katy83 wrote: »
    can't wait to see that net worth graph creep up into the positives.

    Just for you Katy :p

    net_worth_january_2009_-_november_2009.png

    First time it's done that in 8 years. Scary scary how debt takes over your life if you're not watching. :eek:
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
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