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MFW in 5 years

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  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Congratulations.jpg
  • golfiematt
    golfiematt Posts: 275 Forumite
    Mortgage-free Glee!
    its been a quick month has february with my sons birthday coming up things are tight but still managed my £500 o.p. thanks to getting some fuel allwance for going and working offsite for a few weeks. The bad part was i got a chip on my windscreen but luckily i only had to pay £10 exess to fix it. With doing the extra work it has had an impact on my college work, hopefully i can turn it around before june, there arent enough hours in the day at the moment and ive been a nightmare to live with! OH is a saint living with me!
    tv licence next month, just had my water bill and its £10 cheaper than last year which was a pleasant suprise!.im still waiting for the dreaded council tax bill..... hopefully springs just around the corner which always cheers me up.
    Mortgage free:beer:

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  • golfiematt
    golfiematt Posts: 275 Forumite
    Mortgage-free Glee!
    just a quick update for this month.
    i am back to my normal job and have saved up my o.p for april( i have to wait until 1st) so things are back to normal and i can concentrate on catching up on college work.ive planted a few vegetables last w/e as it seems we are finally out of winter!things are looking good at the moment so i can plan forward on saving up for may's o.p. keep up the o.p's everyone its a long journey but it will be worth it in the end.At my current rate (which i doubt i can keep up) i could be mf by 2014 woohoo!:T
    Mortgage free:beer:

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  • golfiematt
    golfiematt Posts: 275 Forumite
    Mortgage-free Glee!
    another £500 o.p this month.Also just got back from a 3 day break with haven from lincolnshire, thanks to a well known newspaper it was very cheap! my son loved it so it was worth every penny.hopefully ill get below 40k in the next 2 months, its a massive milestone for me that im looking forward to reaching. finding college tough at the moment (i failed my audit simulation :( . its going to be a tough last few months of the course, i dont know how people manage these night courses! theres not enough hours in the week!
    Mortgage free:beer:

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  • golfiematt
    golfiematt Posts: 275 Forumite
    Mortgage-free Glee!
    a good month for me financially with a decent payrise sorted and another £500 o.p. Garden veg starting to grow now, apart from my sprouts which seem to have died off! i will update my signiture tonight, not far off 40k hopefully :)
    Mortgage free:beer:

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  • golfiematt
    golfiematt Posts: 275 Forumite
    Mortgage-free Glee!
    been thinking about it for a while, so we have decided to book a small holiday to disneyland paris.It will probably have an impact on my o.p. ing for a while but you only live once!
    Mortgage free:beer:

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  • golfiematt
    golfiematt Posts: 275 Forumite
    Mortgage-free Glee!
    i have been looking into buying a small flat to rent out , i know it looks like a step backwards to becoming mf but in the longer term it makes sense and would mean a nice nest egg for retirement. theres lots of things to look into but if i dont take the risk i may look back and wonder 'what if'.
    Mortgage free:beer:

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  • golfiematt
    golfiematt Posts: 275 Forumite
    Mortgage-free Glee!
    another £500 o.p.woohoo ive reached a milestone and am below the 40k mark!
    thats the good news, bad news is got a c/c over 1k a and car m.o.t. and service came in at 287.70 today :( .I think that will be my big o.p. for a while unless i can think of something!
    Mortgage free:beer:

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  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    golfiematt wrote: »
    another £500 o.p.woohoo ive reached a milestone and am below the 40k mark!

    Here__s_Your_Yay__D_by_Wooded_Wolf.gif Fantastic Milestone :j
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Well done you!
    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
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