MFW in 5 years

golfiematt

last o.p of the year of £500. im trying to maintain my credit card debt at just over 1k now, hopefully getting a 1% payrise this week woohoo!. most of xmas shopping is done and dusted just the tree to put up now.O.H wants to put it up at the weekend but its a bit early for me! ill update my figures when they show up online.

setmefree2

golfiematt wrote: »

last o.p of the year of £500..

Yay :T:T:T:T:T:T:T:T:T:T:T

golfiematt

another £500 o.p. thanks partly to xmas monies recieved ty kind relatives!
Ive started buying asda vouchers via my utility supplier , this gives me 5% off food and petrol, its not much but it all helps! going to get some ebaying started when i get a chance, hope everyone had a good christmas & new year

golfiematt

its been a strange week this has, ive only worked monday and thursday with it being shut for the rest of the week! done a bit of ebaying and im only 300 points off £50 from yougov surveys.our bathroom tap has broken this week so that is costing £30 for a new one plus £25 to fit it which i thought was reasonable, my house insurance is due which is £140 so unless i use credit card a bit more then o.p. will be small.
Also i have 2 chucks which i usually get 2 eggs off, more 1 these last few weeks with the cold and im having to change the water everyday as it ices over!i have mentioned them only as they are great pets as they save me money on eggs! i worked out it costs 6p a day to feed them so thats about 4p an egg which is 48p a dozen and the eggs are better tasting as they are nearer free range!

someday_soon

Hi Golfiemat

I've just stumbled accross your thread and am so impressed with all the efforts you have made so far. Great work, hope you are enjoying the unexpected time off.

Someday Soon

sassyblue

golfiematt, just stumbled across your thread, l think you're doing really well considering your circumstances (just earning above minimum wage).

I've just renewed our buildings & contents insurance, to save £30 by paying over the year with direct debit l put it on our credit card to pay off at end of month, well every little helps x

golfiematt

thanks someday soon & yeah credit cards can be handy when used correctly!(sassyblue)
ive had a look at the buy to let market and wondered on what peoples thought/experiences are of renting a house and ideally covering a second mortgage payments with the rent? as far as i can see the only pitfall is an empty house or a bad tennant?? are there any threads on this thanks

matt

golfiematt

:janother £500 :j o.p. happy days and these asda vouchers are helping me cut back on the supermarket spend! ive got my c/c below 1k so things turning a corner now hopefully!

golfiematt

its nothing to do with mfw but i passed my 2 december exams in aat level 4 i cant believe it! only one left in june to pass ..... the highs are very high and the lows are very low but im near the finish line and the hard slog will all be worth it!

Queen-Bee_2

_party__party_CONGRATULATIONS!!!!_party__party_
QB