Did I 'Choose' to include PPI?

tempsc

Di.

Sorry not to come back for a few days. Have been away on biz. Just a query, if I did take this to the adjudicator or ombudsman, do I lose the bank retain the right to withdraw the offer now that one has been made by them?

di3004

tempsc wrote: »

Di.

Sorry not to come back for a few days. Have been away on biz. Just a query, if I did take this to the adjudicator or ombudsman, do I lose the bank retain the right to withdraw the offer now that one has been made by them?

Hi there
Hope your well.

To what I am aware of the answer is yes hun, please feel free to wait for other opinions as well, either way good luck to you.:beer:

tempsc

Hi All.

Jus want to report that yesterday, I received further correspondece from MBNA and can report that they have settled with a full refund of all PPI payments + 8% interest. They initially offered a 50% refund as a 'gesture of goodwill', but after considering the options, I wrote back advising that I still felt certain that they had mis-sold the policy to me and that if they weren't able to review their offer I would take the matter to the FOS. I must say that when I was opening the envelope yesterday I was shaking with nerves. What if they had withdrawn their previous offer, held firm the previous offer etc?!

Instead, I was so happy with the news that they would be refunding more £5500!!!:j

So, to anyone that is reading this and is uncertain if they should go ahead and try a reclaim, I would say go for it! I hope that my experiences that I have posted on this thread are of real benefit to someone out there. Finally, I want to say a huge thankyou to DI3004. Without your help Di I would have floundered. You're a real assest to this board and your supporty to me has been unfailing. Thanks a lot and Merry Christmas to you and yours and to all other members of this great site.

tempsc. :j

di3004

tempsc wrote: »

Hi All.

Jus want to report that yesterday, I received further correspondece from MBNA and can report that they have settled with a full refund of all PPI payments + 8% interest. They initially offered a 50% refund as a 'gesture of goodwill', but after considering the options, I wrote back advising that I still felt certain that they had mis-sold the policy to me and that if they weren't able to review their offer I would take the matter to the FOS. I must say that when I was opening the envelope yesterday I was shaking with nerves. What if they had withdrawn their previous offer, held firm the previous offer etc?!

Instead, I was so happy with the news that they would be refunding more £5500!!!:j

So, to anyone that is reading this and is uncertain if they should go ahead and try a reclaim, I would say go for it! I hope that my experiences that I have posted on this thread are of real benefit to someone out there. Finally, I want to say a huge thankyou to DI3004. Without your help Di I would have floundered. You're a real assest to this board and your supporty to me has been unfailing. Thanks a lot and Merry Christmas to you and yours and to all other members of this great site.

tempsc. :j

Your very welcome hunni.:A;)

Well done and Congratulations.:beer::j:beer::j
So happy for you.:T:T
And also a :xmassign:XXX

marshallka

tempsc wrote: »

Hi All.

Jus want to report that yesterday, I received further correspondece from MBNA and can report that they have settled with a full refund of all PPI payments + 8% interest. They initially offered a 50% refund as a 'gesture of goodwill', but after considering the options, I wrote back advising that I still felt certain that they had mis-sold the policy to me and that if they weren't able to review their offer I would take the matter to the FOS. I must say that when I was opening the envelope yesterday I was shaking with nerves. What if they had withdrawn their previous offer, held firm the previous offer etc?!

Instead, I was so happy with the news that they would be refunding more £5500!!!:j

So, to anyone that is reading this and is uncertain if they should go ahead and try a reclaim, I would say go for it! I hope that my experiences that I have posted on this thread are of real benefit to someone out there. Finally, I want to say a huge thankyou to DI3004. Without your help Di I would have floundered. You're a real assest to this board and your supporty to me has been unfailing. Thanks a lot and Merry Christmas to you and yours and to all other members of this great site.

tempsc. :j

Well done to you tempsc. Enjoy your christmas:T:beer::j