📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Declined for a Tesco Clubcard credit card

2»

Comments

  • BigAndy_79
    BigAndy_79 Posts: 569 Forumite
    Another thing, guys:

    When applying for accounts with banks I usually put my folk's address down. I rent a house at the moment and have in recent years moved about a bit. Also, as these houses are occupied with others, I prefer to have things sent to my parent's house for security reasons.

    What is best practice around selecting what address for applications, in your opinion...?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    BigAndy_79 wrote: »
    Another thing, guys:

    When applying for accounts with banks I usually put my folk's address down. I rent a house at the moment and have in recent years moved about a bit. Also, as these houses are occupied with others, I prefer to have things sent to my parent's house for security reasons.

    What is best practice around selecting what address for applications, in your opinion...?

    It will ring fraud bells galore - one address and one address only! Have a read of this thread about N Hunter - you'll probably have warnings all over if you chop and change addresses like you suggest....

    You must use your address - you don't live with your folks so don't imply you live there cos the CRA's and others will know this to be false - looks like blatant fraud! I'd decline you if you said you lived in XX address but the CRA's showed you at ZZ address....

    http://forums.moneysavingexpert.com/showthread.html?t=1576035

    Go to the last page and read back.... see my explanation of N Hunter!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • BigAndy_79
    BigAndy_79 Posts: 569 Forumite
    Should I change my address with all my bank accounts to my present address, in that case, yeah...?
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    If everything is consistent at the one address then you're fine. Just means you can't go on the electoral register, get mobile phone contract etc at your temporary addresses incase that raises a flag.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.