Crisis loan - how do they check?

blonde_mel

alwaysonthego wrote: »

You still have not answered the question, why are you claiming JSA if you are not looking for work in the next couple of months?

You didnt give me a chance! :eek:

alwaysonthego_2

blonde_mel wrote: »

I've had to claim JSA while I'm unable to work for the next couple of months,

So I will be actively seeking work while I'm on JSA until I can go back to my other job. No fraud here!

I'm self employed unable to work for the next couple of months due to personal reasons.

It is not what you said in your op or on your other thread which I have quoted!!

blonde_mel

Yeah unable to work in my SELF EMPLOYED job! I didnt say anything about not being able to work full stop. Jeez.

alwaysonthego_2

blonde_mel wrote: »

Yeah unable to work in my SELF EMPLOYED job! I didnt say anything about not being able to work full stop. Jeez.

It's not what you said in your op!

I am not going to argue with you, but you are not seeking job when you are going back to your old job.

blonde_mel

blonde_mel wrote: »

Thanks dmg - I know I'm going to have to pay the majority, I'm just hoping they could help with a couple of hundred per month. I cant work right now due to personal reasons.

That is what I said in my other post. The whole subject was based around my self employed job. Not seeking work through JSA - I didnt even claim JSA at that point.

alwaysonthego_2

blonde_mel wrote: »

I've had to claim JSA while I'm unable to work for the next couple of months, the lady who was dealing with my claim suggested calling for a crisis loan while I wait for my benefit.

I was under the impression that it was a same day decision, so do they send someone out to check if your cooker isnt working and to see bank documents? How does it work?

Your op, it clearly states it in there!

blonde_mel

Yes unable to work in my self employed job! What moron would claim JOB SEEKERS if they couldnt work? How many times have I got to say the same thing? I cant work in my self employed job.

NASA_2

In the immediate period after a claim has been made a Crisis Loan can be made under 'Alignment to Benefit' - at least that is how it used to work where I used to work.

AsknAnswer

blonde_mel wrote: »

The purpose of the loan is to help people with immediate risk - i.e starvation due to having zero income to buy food or having no money to pay gas and electric. The lady at the jobcentre wouldnt have told me to call for a crisis loan if I was 100% unable to get one.

You can get one as an alignment to benefit however if a benefit payment is due you will not get one, as this is not their purpose. The "lady at the jobcentre" won't be trained in the administration of Crisis Loans. She cannot say whether or not you will get one, anymore than she can say whether or not you can get anything else. They can refer you but they ultimately are not making the decision on your claim.

If your payment of benefit is due but you have not received it and you apply, the Crisis Loan DM will contact the benefit processing team to enquire why you have not had your payment and will ask for it to be released to you, via a counter payment if necessary.

blonde_mel

AsknAnswer wrote: »

You can get one as an alignment to benefit however if a benefit payment is due you will not get one, as this is not their purpose. The "lady at the jobcentre" won't be trained in the administration of Crisis Loans. She cannot say whether or not you will get one, anymore than she can say whether or not you can get anything else. They can refer you but they ultimately are not making the decision on your claim.

If your payment of benefit is due but you have not received it and you apply, the Crisis Loan DM will contact the benefit processing team to enquire why you have not had your payment and will ask for it to be released to you, via a counter payment if necessary.

I dont have a payment due yet - apparently I missed it (I called about JSA and was at the office having an interview within an hour) which is why she suggested a crisis loan. Yeah maybe she's not trained in the admin of crisis loans - I didnt say she was. I said she wouldnt have told me about the crisis loan if I was 100% unable to get one.

Alot of you guys seem to really dislike anyone who claims anything. I've been made to feel like I'm committing a crime by asking a question. I've never claimed anything in my entire life. I've worked full time since I left college. I'm not the scum of the earth.