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Student Loan

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I am 22 yo and live with my partner. we bought a house 2 years ago and pay mortgages rates etc. My income is based on my parents wages, even tho, they no longer financially support me. We are not estranged yet as I am under 25 they will not see me as an indepdent student.

Any one in this situation, any advice on how i can fight my case with the student loans company?
Mortgage - 05/03/10
£ 110,743.90 Aim to reduce mortgage to 105k by end of 2010

Car loan - 05/03/10
£5093.15 Aim to pay off car loan by end of 2010 :j

Comments

  • rich86
    rich86 Posts: 15 Forumite
    Independent eligible student
    2.—(1) An independent eligible student is an eligible student where—
    (a) he is aged 25 or over on the first day of the relevant year;
    (b) he is married or is in a civil partnership before the beginning of the relevant year, whether
    or not the marriage or civil partnership is still subsisting;
    (c) he has no parent living;
    (d) the Secretary of State is satisfied that neither of his parents can be found or that it is not
    reasonably practicable to get in touch with either of them;
    (e) he has communicated with neither of his parents for the period of one year before the
    beginning of the relevant year or, in the opinion of the Secretary of State, he can
    demonstrate on other grounds that he is irreconcilably estranged from his parents;
    (f) he was looked after by a local authority (within the meaning of section 22 of the Children
    Act 1989(a)) throughout any three-month period ending on or after the date on which he
    attained the age of 16 and before the first day of the first academic year of the course
    (“the relevant period”) provided that he has not in fact at any time during the relevant
    period been under the charge or control of his parents;
    (g) his parents are residing outside the European Community and the Secretary of State is
    satisfied that either—
    (i) the assessment of the household income by reference to their residual income would
    place those parents in jeopardy; or
    (ii) it would not be reasonably practicable for those parents as a result of the calculation
    of any contribution under paragraph 8 or 9 to send any relevant funds to the United
    Kingdom;
    (h) paragraph 5(9) applies and the parent whom the Secretary of State considered the more
    appropriate for the purposes of that paragraph has died (irrespective of whether the parent
    in question had a partner);
    (i) he is a member of a religious order who resides in a house of that order;
    (j) as at the first day of the relevant year, he has the care of a person under the age of 18; or
    (k) he has supported himself out of his earnings for any period or periods ending before the
    first academic year of the course which periods together aggregate not less than three
    years, and for the purposes of this sub-paragraph he is to be treated as supporting himself
    out of his earnings during any period in which—
    (i) he was participating in arrangements for training for the unemployed under any
    scheme operated by, sponsored or funded by any state authority or agency, whether
    national, regional or local (“a relevant authority”);
    (ii) he was in receipt of benefit payable by any relevant authority in respect of a person
    who is available for employment but who is unemployed;
    (iii) he was available for employment and had complied with any requirement of
    registration imposed by a relevant authority as a condition of entitlement for
    participation in arrangements for training or receipt of benefit;
    (iv) he held a state studentship or comparable award; or
    (v) he received any pension, allowance or other benefit paid by any person by reason of
    a disability to which he is subject, or by reason of confinement, injury or sickness.
    (2) An eligible student who qualifies as an independent eligible student under paragraph 2(1)(j)
    in respect of an academic year of a designated course retains that status for the duration of the
    period of eligibility.
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