What does 15% of my salary pay for?

Gorgeous_George

Hi

I accept that (for one child) the CSA guidelines state that the NRP should/must pay 15% of his/her income as child support. I am interested in your views as to what this money pays for (in my case it pays for horses but that's another story!).

What does the PWC pay for that the NRP doesn't pay for?

GG

alfiesmum

I think it goes towards every conceivable expense involved in raising a child.

To answer your other question I think the PWC pays for everything, using contributions from the NRP as part of that. But I might not have understood the question (it's very possible for me!).

teambathmat

Gorgeous_George wrote: »

Hi

I accept that (for one child) the CSA guidelines state that the NRP should/must pay 15% of his/her income as child support. I am interested in your views as to what this money pays for (in my case it pays for horses but that's another story!).

What does the PWC pay for that the NRP doesn't pay for?

GG

What does PWC and NRP mean?
Thanks

pb6672

I'm not sure there really is an answer to your question! It will depend too much on each individual circumstance.

For example, the relative incomes of the PWC and NRP. If the PWC has a low income or is on benefits, while the NRP is a high earner, the 15% will be a much greater proportion of the PWCs total income and therefore it will pay for much more.

On the other hand, if the roles are reversed and the PWC works and earns a good wage while the NRP pays a couple of pounds out of their benefit then the answer would be doesn't pay for much of anything.

Then of course you've got the characters of the people involved, and a host of other factors.

I guess for every case where the NRP is basically paying for their childrens food and clothes etc, there will be another where they are paying for holidays, horses (as you say!) or even worse a drug addiction.

alfiesmum

PWC parent with care
NRP non resident parent.

pb6672

teambathmat wrote: »

What does PWC and NRP mean?
Thanks

If I remember correctly, they stand for:

PWC = Parent With Care (ie who the child lives with)
NRP = Non-Resident Parent

serbask

Every single situation is different, but it would obviously take far too long to work out a fair share based on every situation. 15% moust have come from somewhere but isn't very scientific and probably isn'tvery accurate in most cases.

Some children will cost very little, requring mostly just food, clothes and shoes. My 3 year old at the moment is very cheap. She no longer wears nappies or requires formula etc, However, when she goes to school in september the cost of additional child care alongside school costs is going to make it much more expensive - yet what the CSA would award me will stay the same. And when she gets to teenage years it will probably be horrendous!

At some points as your child grows up you will probably be paying a higher proportion of teh total cost, but I think this will even out as they get older.

Gorgeous_George

What I was really after was a list of things that it pays for.

I've come up with...

1. Food for between 314 and 365 days per year (NRP pays less than 15% if they have the child for 52 days or more).

2. Clothes. (but I sometimes buy them for my child)

3. This is where I got stuck

There must be more. Most of this could be covered by child benefit.

GG

McKneff

Share of :-

Rent
Council Tax
insurance
travel
School trips etc etc etc.

and a hundred and on other things.

Its all part and parcel of the same thing.

dmg24

Gorgeous_George wrote: »

What I was really after was a list of things that it pays for.

I've come up with...

1. Food for between 314 and 365 days per year (NRP pays less than 15% if they have the child for 52 days or more).

2. Clothes. (but I sometimes buy them for my child)

3. This is where I got stuck

There must be more. Most of this could be covered by child benefit.

GG

Have you ever actually lived with this (or any) child, and experienced the true costs of having a child?

Is there a reason why you think that you should not pay this for your child?

serbask

My daughters dad asked the same thing and I gave him this list:

loss of earnings due to being unable to work full time AND/OR child care costs
Playgroup/after school activities
school trips
school dinner money
clothes (inc uniforms)
shoes
food/drink/treats
Diesel costs (related to her only)
household disposables e.g. tooth paste, loo roll, washing up liquid
....and all the other little things that add up like hair bands, sun hats, sun cream, days out, presents for friend's birthdays, having freinds round for tea, lunch box, school bag, name tags, books (these are from my monthly spending spreadsheet for the last couple of months!!!)

I didn;t include things that I would have to pay for anyway, such as mrotgage and council tax, as we were never living togather and I would have to pay these anyway. I also didn't include things that he would have to duplicate on, such as car seats, bedroom stuff, pram/pushchair. I think that if you will have to but them too, then you shouldnt have to contribute.