Make £40 pure profit from paydayuk

Jennifer_Jane

Yes, this was an easy way to get £45 taxfree (about £57 gross)!

CHANGEyourMP

redwin11 wrote: »

Just to let people know, my £65 cashback got VALIDATED today, a month or so after I had to raise the enquiry when it did not track. Very pleased!

:jGreat News:j raised my ticket on 20/08/09, so will hopefully get a positive outcome as you have soon!:D

rigsby1967

I tried today but got turned down for a loan, i am guessing that it is because i am unemployed.

rigs

CHANGEyourMP

CHANGEyourMP wrote: »

raised my ticket on 20/08/09, so will hopefully get a positive outcome as you have soon!:D

:j:j:j ticket validated and due for payment at the end of sept.:beer:

samizdat

Jennifer_Jane wrote: »

The cashback on Quidco changed from £65 to £50 at midnight on Monday, 27th July. We think (see post 98) that it tracked when the money went through, ie the transaction was complete.

Anyway, I hope that you get the money. I have received over £990 with Quidco and have just one 'pending' item. I agree with the poster who said that Quidco are honest, so hope you will fight your corner and keep on at them.

Best of luck
Regards
Jen
x
(Mine has been marked as 'Received' on Quidco, and is scheduled for end-August payment.)

Quidco are now saying that they are "chasing the merchant". Not sure whether that is just a preliminary to them saying "the merchant has informed us that you received the correct cashback" or some such exasperating brush-off. Or is it cockney rhyming slang?

I have to say I have been alarmed to read lately about the business practices of a large operator in the cashback space with regard to the pressure it exerts on the affiliate networks to ensure it has the best promotions available on the market.

samizdat

On top of the hassle over my incorrect cashback, I have received a cold call from someone offering me a loan in the last week or so. The person refused to identify the company she was working for. I have maybe had one other call like that about four years ago on this number, although I seem to remember on that occasion the company identity was supplied. Needless to say, I suspect my details may have been passed on as a result of taking up this offer, in spite of my careful attention to opting out of all marketing communications. NOT impressed.

samizdat

corielle wrote: »

I have a fixed rate loan with Abbey National, I have to pay £55 per month, no problem, I can afford that. I had some money come to me recently and I thought the best thing I could do is pay off some towards my loan. Abbey National would NOT let me. It's a fixed rate, over a fixed term with fixed interest they said. I read the contract the only thing mentioned regarding payments is if I don't pay, (arrears) or the penalties if I pay early. Can anyone tell me why Abbey National won't allow me to reduce my loan (it was £500 off a £1750 loan)??? Abbey National said quote 'it would be of no benefit to pay of part of the loan' What about the benefit to me!?

You need to read the terms and conditions of your loan. Ask them for a copy of the full terms. If there is nothing there prohibiting penalty-free overpayments, then complain!

Some loans do unfortunately have penalties for early settlement or partial pre-payment. Imagine the reverse situation where you had, for example, put money on deposit at a fixed rate for 5 years. Then, after a year, the deposit-taker rings you up and says "I am giving you the money back with the interest due for the first year but I have decided not to hold on to this deposit for the other four years and I will not pay you the interest you would have earned in that time". Would you be happy?

Now, I accept there is a case for saying that the actual economic loss to the loan provider should be calculated at the time of an overpayment, rather than just a standard penalty charge - but if you signed up to it, that just goes to show you had less bargaining power than the lender!

skintstudentnurse

I signed up to Quidco recently and thought I would try this. Unfortunately they seem to have passed my details to a company called Quick quid who rang me and then I received another call from a man who didn't say where he was phoning from offering me a loan. :mad: So my advice is DON'T!

Just looked at their website again, quick quid is part of the same company

Jennifer_Jane

skintstudentnurse wrote: »

I signed up to Quidco recently and thought I would try this. Unfortunately they seem to have passed my details to a company called Quick quid who rang me and then I received another call from a man who didn't say where he was phoning from offering me a loan. :mad: So my advice is DON'T!

Did you tick both boxes which related to third parties on the PayDayUK website?

I don't think it was Quidco that passed on your details. I've been with them for a couple of years and never had any spam from anyone to do with them.

Jen
x

Jennifer_Jane

samizdat wrote: »

Quidco are now saying that they are "chasing the merchant". Not sure whether that is just a preliminary to them saying "the merchant has informed us that you received the correct cashback" or some such exasperating brush-off. Or is it cockney rhyming slang?

I have to say I have been alarmed to read lately about the business practices of a large operator in the cashback space with regard to the pressure it exerts on the affiliate networks to ensure it has the best promotions available on the market.

Sorry to hear about this and hope it works out for you. Mine was very quick to track and be validated then received. And I got my payment on 1 Sept.

I had heard something about the business practices of a large cashback operator, but must admit I didn't go into it at all. I know people on the Quidco blogs did mention it to Quidco.

Anyway, Quidco is still my first option for cashback. Guess I'm just used to them now.

Hope you get your amount paid. Certainly keep on at Quidco about it - the squeaky wheel etc.

Jen
x