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Do I have to open another ISA?

I apologise if this has been asked before, but I am having a 'dim' moment. I have an ISA which has £3000 in it, and as it is April again I can now invest another £3000. Can I add my £3000 to my existing ISA, or do I have to open another ISA account?

Thanks

Comments

  • Entirely up to you. You can carry on with the same ISA or open a new one elsewhere if there is a better interest rate. You can only invest in one during any tax period so if you open a new one then your original account must remain dormant. If you do that you might as well transfer over your existing ISa to the better rate as well. I use a different option and open a different ISA each year with a different Building Society. I know I'm losing a few quid by not taking the best interest rate, but it's my way of carpet bagging if at some stage in the future they demutualisee.
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