Tips and Quick Questions on “How To Start Being Old Style”

ChocClare

One other thing I've done recently is to join the virtual sealed pot challenge. This is where you check your bank balance weekly and

a) if you are in credit
b) if doing so won't take you overdrawn

you transfer any "odd" amounts less than £10 to a savings account.

If your finances allow, you might decide that you would transfer anything less than £20 (or £50 or whatever). It just gets you into the habit of saving regularly and it soon mounts up.

Also, I read a book some years ago by some financial guru which says you should save first and then spend what's left. So, if you're trying to save £400 per month then it might help to put that by FIRST and then live on what's left. If you haven't got enough, then that'll help you decide what would be a realistic figure or whether you are able to make further cuts. HTH.

arwenelf

Cloth nappies and cloth wipes are also a good bet for little ones! The nappies can be bought on ebay or somewhere fairly cheap because loads of people buy them then decide thay can't be bothered using them! Wipes can be cheap flannels or towels cut up!

LJFreeman

I'm sorry if this has already been done, if it has please feel free to direct me to a similar thread and delete this one

Through unforeseen circumstances I will be leaving my job in the next few weeks, I have no other job to go to so will be at home. I'm a lone parent with 2 kiddies and I get no help or financial support from their dad, I have seen an advisor and pretty much know how much I will have to live off.

What I'm asking is for any tips and advice on how to make the most of my money and the time I will have available until I can find work again?

Thank you very much in advance

Penelope_Penguin

I'll add this to the exisitng thread which will give you lots of ideas. Hope you find work soon :beer:

dom300186

as the title says i cant stop spending money every toher day its been £20 here or £30 there on crap, ive contiplated on asking my partner to take my bank cards off me lol.
when out shopping i could easily spend £60+ a week on shopping and half of it we dont need and ends up in the bin just for me and my partner and 4 year old boy.
im starting to consider doing my shopping online so i cant over spend? or buying in bulk my household items from JTF like bog roll and washing up liquid etc.

Does anyone have any tips or hints or ideas on what they do to help with the cost of everything going up and about to be made redundent i need to stop this now.

RAS

Hi

I seriously recommend a visit to the DFW forum for a full cash overhaul, but folk here are great on menu planning and saving pennies.

Barneysmom

There are lo0ts of things you can do, meal planning, only take £50 a week out of the cash machine then put youor card somewhere safe and leave it there.
The biggest thing is you have to have some self control and it's very hard with all the stuff on display in the shops.

dom300186

i guess i posted here as its old style money saving so any household tips making things like cleaning products or possibly growing things i dont know im a keen learner and willing to do anything to cut down on my costs.

HappyMJ

Barneysmom wrote: »

There are lo0ts of things you can do, meal planning, only take £50 a week out of the cash machine then put youor card somewhere safe and leave it there.
The biggest thing is you have to have some self control and it's very hard with all the stuff on display in the shops.

In a block of ice in the freezer are some peoples favourite. When you need it takes an hour to defrost so gives you time to rethink the purchase.

dom300186

HappyMJ wrote: »

In a block of ice in the freezer are some peoples favourite. When you need it takes an hour to defrost so gives you time to rethink the purchase.

lol would it wreck the chip on my card though lol