Monday July 20th - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning everyone!
Hooray for the sun coming out this morning;) It's my daughter's sports day today so she'll be happy.
Had a lovely weekend - shopping in Next sale on Sat and m daughter's gym competition yesterday (she came 2nd:D). Now back to work, but last week before the hols:rotfl:...and this time next week we'll be in Ibiza:j

Anyway here's today's list...

• check banking - moved ex's money to spending account
• daily scratch...10p, but did withdraw yesterday
• packed lunches to work
• return stuff to Next for refund
• dinner from freezer - chicken and bacon pasta bake

Ok, that's my lot for now - must get moving now! Have a fab day everyone:p

Candy0107

Morning All

Millie – thanks for starting the thread, I am so jelous of your holiday
Hello to everyone else who posts today

Today I have/will:
• Checked online banking
• Meals from storecupboards
• Move spare change to my sealed pot
• Catch up with friends on FB and email rather than texting
• Enter comps online
• Have a NSD – apart from a bus pass which is budgeted for
• Work on my 101 list
• Check on things growing in the garden
• Will go to the library to look in the local papers for a job (my life is a bit confusing at the mo, so I am quite often looking for a job as I am a temp)
• Find out if they are advertising my ‘temp’ role as a perm job on the home page and apply if needs be

Think that is about it…..have a great day everyone

Candy xxxx

catspaw

Morning Milly, and morning everyone
congrats to your DD on her gymnastics:j

for me today
* check online banking, transfer money to rent accoutn
*pay some of Cap1 cc
*been for run
*make lunches for week

that's all

havw a good day

mogchops

Gooooood Morning!!!!!!!

Two days till holiday!!!! :j:j:j Lots to do!!

- Check online banking
- Quidco clicks
- Clean bathroom
- Dust/polish/hoover lounge
- Hokey cokey
- Weed veggie patch
- Tie up some more string for my sweet peas as they are going sideways
- write list of addresses to take for sending postcards
- Put together paperwork need to take - car ins/reg docs etc
- Shopping Mr T with list and MOCs

Busy Mogchops today!!

Have a lovely day everyone xxxxxx

savingforarainyday

Morning!! You sound really busy today.

Well done to Milly's DD:j

And :j for everyone planning, their holidays (I have had mine:D want to go again)

Today I will

Check my online banking
Go to allotment
Put some washing on quickwash,
Get fuel, going to morrisons to get points as its on way
Have already done 2 hours work today. Got up incredibly early:eek:
Got to take ds to orthodontist later
Book car in for MOT
Book dental appointment
Ring client (who I did work for this morning, I will look so efficient lol)
Do a proper things to do list, now I have my new diary.
Collect ds prescription (GF Flour and Pizza bases; he is 15 and eating for England at the moment; not another growth spurt please:rolleyes:)

Have a good monday everyone

sophiesmum_2

Good morning dfw's:D

Thanks Milly for starting the thread. Everyone sounds like they are excited about upcoming holidays:j hope you all have a lovely time when you go.
Back at work today after spending the weekend getting stuff done at the cottage, these few days really drag in between :rolleyes:
Had a great weekend gardening, walking, making bread, catching up with my neighbour, and starting my next project - renovating a huge wooden plate rack/shelf for my kitchen.
Plans for today

• go to work
• check online banking
• update spreadsheets
• take some more lavender cuttings and pot them up with rooting powder
• check greenhouse and water
• lunch with oldies
• tea from freezer
• sparkle

LilacPixie

Morning everyone. I am gettign very very lax with this at the moment.

today i have/will

1. [STRIKE]Sctatchie[/STRIKE]
2. [STRIKE]Check online banking[/STRIKE]
3. [STRIKE]Do letter to start bank charges reclaim[/STRIKE]
4. [STRIKE]Find Loan paperwork with view to reclaiming PPI[/STRIKE]
5. [STRIKE]Finish Tiara and photograph for my site[/STRIKE]
6. List on ebay
7. [STRIKE]Have a LSD, need bin bags.[/STRIKE]
8. [STRIKE]Phone DLA to progress chase[/STRIKE]
9. [STRIKE]Phone credit expert and cancel free trial[/STRIKE]
10. Do some work on my website
11. Make baby food for little pixie.
12. Rework budget
13. [STRIKE]Call FOS/ Welcome finance and ask for exact figures offered with full settlement.[/STRIKE] They don't know yet as 8% interest to settlement date
14. clean kitchen
15. Make banana muffins
16. [STRIKE]HM Pizza for tea tonight[/STRIKE]

Well I think that is more than enough to be getting on with today. I am on a rare day off and the girls are on a day out with their grandparents so hopefully that means I can do the vast majority if not all my list before they come home

Vicster5

Morning fellow DFW's :j

I have looked at Mymess's posts and she hasn't posted since that one on Saturday.... Like others I don't want to pry but I have also had that moment of not wanting to carry on but now I am so glad I did...

Today's list:

• Enter lots of free comps
• Send pictures and tips to magazines in slim hope they may publish
• Hokey Cokey x 2 plus line dry
• Dentist later (root canal started last week before i lost my job but still have to have work finished - eeeek! Gonna be expensive! :eek:)
• Take old hand sewing machine and other bits to Auction house
• File paperwork
• List larger items on Fri ad
• Ebay 5 items from new Kickboxing stock
• Bank coppers & 5p's
• Clean shower curtain - cheaper then buying new one!!
• Update CV so can job hunt tomorrow
• Oh and Sparkle

Happy Monday everyone!

debt_obsessed

Hi all,

I've not posted on this thread before but think it's a fab idea and will hopefully make me stick to my tasks!

So anyway, for me today is as follows:

1. Check online banking
2. Cancel dietician appointment tomorrow - saving £50
3. Pay postal order into account
4. Check surveys available
5. Check on ebay sales
6. Plan the weeks meals

I notice that lots of you do daily scratchies, where can I find these? xx

babyhead

Morning!

:mad: Feeling rough today but have a huge list to do so no rest for the wicked and all that. DS is poorly too bless him

Plan for today is -

1/scratchies - done (will be at pay out tomo :j)
2/online banking - done and still skint. have spent too much this weekend on carp :rolleyes:
3/start to do list i wrote yesterday :eek: very surprised i have done a few things today.
4/work hours done a bit. was meant to go in tomorrow but let them know i probably shouldn't. they were ok with it but it creates more work for me today. think we are about there though! still have a bit more to catch up.
5/relax and try and get better. Feel awful :mad: I AM TRYING!
6/food from stores OH is making a spag bol as i type...

Hope everyone has a good day. Still miserable weather here too :rolleyes: DS and I are having a pyjama day today we feel that bad. Least I know we won't get any visitors as docs have told us we have the dreaded pig flu :rotfl: Oh well. Just typical really :rolleyes::rotfl: Both of us have tamiflu although how the docs think it is easy to give capsules to a 2yr old is beyond me :rolleyes: It wasn't so bad this morning as he was a bit like "oh this looks interesting" but i'm not sure he will, by the look on his face, be so keen later!

Anyway must get some water! Have a good day everyone!

ETA - thanks for all the sympathy given. It is definately needed today! Had to ring OH to get holiday to look after us. Good job as a man turned up to carry on with our bathroom. OH told him we were all ill and thought they should have phoned anyway. He said office told him they had spoken to me early this morning. Er? Nope don't think so. If they did it is a bit worrying as I can't remember?!? So hopefully they are telling porkies. He just carried on regardless of our illness. Hope he doesn't sue if he gets ill next week. lol. he has done a good job though.

DS seems better after his nap. I am definately getting worse. Not good. Going to bed in a minute i think! :O)

I have decided that if i can get all computer work sorted then when i feel better i can catch up with cleaning/house related stuff. OH is doing the ironing tonight too! BONUS !! yay!

Pippilongstocking

Morning all

Just gettting sorted out at this end

DD birthday so spoke to her this am
Balance bank finally as its all a bit tough at the mo - like walkign a tightrope - I need to keep a watchful eye
Lunch from cupboards
Gardening later
Not sure what else yet - OH here on Friday woo hoo