Cash Machine hasn't taken money out of my account!

Extant

Uncertain wrote: »

Ah, but in similar threads on here when people conplain that the machine didn't give them all (or any) of their money, you normally insist the machines are foolproof.

No I don't.

I tell them not to worry, the machines are balanced weekly, if there is a difference it's easily found and that the machine is usually itself aware of said difference in the first place.

See here:
http://forums.moneysavingexpert.com/showpost.html?p=22870983&postcount=4
http://forums.moneysavingexpert.com/showpost.html?p=16699251&postcount=15
http://forums.moneysavingexpert.com/showpost.html?p=17892533&postcount=4
http://forums.moneysavingexpert.com/showpost.html?p=16630577&postcount=3
http://forums.moneysavingexpert.com/showpost.html?p=15767079&postcount=9
http://forums.moneysavingexpert.com/showpost.html?p=15771567&postcount=12

wanted_it_yesterday

22 days and counting....
Thanks for the info so far, think we will just have to wait....

vet8

FuzzyMoose wrote: »

Whether you agree with bank charges or not (I happen to actually) is irrelevant. This is just THEFT IMO

I cannot see that this is theft, I did not take the money from the bank illegally. I gave them the cheque or used my cash card as I should and it is their own stupid fault that their system did not work.

You do not seriously expect me to go into the bank and give them back the money? For a start how could I prove I had it in the first place as they seem to have lost the cheque I paid in? This is their fault, not mine at all and I am sure the vast majority of people would grab the opportunity to get back some of their money from the greedy banks.

al4x

iid keep it def! banks have 'borrowed' alot of our money!

bumpoowee

Although there is an argument that not alerting the bank to the situation is immoral, personally I would just spend the money. Although if £60 is a lot of money to you, don't spend it if you can't afford to pay the bank back if they come looking for the money further down the line.

Viper_7

vet8 wrote: »

I cannot see that this is theft, I did not take the money from the bank illegally. I gave them the cheque or used my cash card as I should and it is their own stupid fault that their system did not work.

You do not seriously expect me to go into the bank and give them back the money? For a start how could I prove I had it in the first place as they seem to have lost the cheque I paid in? This is their fault, not mine at all and I am sure the vast majority of people would grab the opportunity to get back some of their money from the greedy banks.

You have kept and spent money that is not yours due to a fault.
It's theft (technically defrauded the bank) , that's why (and they do) just take it back

[Deleted User]

It's not theft.

You didn't appropriate property belonging to someone else with intention to permanently deprive.

You had no intent when you received the money - and they put the money in your account, you didn't take it from them. You can't retrospectively apply the mens rea to an actus reus. They need to be simultaneous.

This would be covered by the law of restitution, not fraud or theft.

kadiea

:rotfl:

jonesMUFCforever wrote: »

Just a thought - did you actually use the card you thought you did??
I hope that when you get your credit card statement its not on there together with the cash advance fee and the interest at 30% or so!

hehe this makes me laugh!!!

Angel89_2

vet8 wrote: »

I cannot see that this is theft, I did not take the money from the bank illegally. I gave them the cheque or used my cash card as I should and it is their own stupid fault that their system did not work.

You do not seriously expect me to go into the bank and give them back the money? For a start how could I prove I had it in the first place as they seem to have lost the cheque I paid in? This is their fault, not mine at all and I am sure the vast majority of people would grab the opportunity to get back some of their money from the greedy banks.

Wll said mate.. :beer::T

Ignore what the uptight old toffs and do-gooders say on here! :rotfl:

The banks don't give 1 single tnky f*king toss about you whatsoever,
so you have absoluetly no reason to care about them either.

Lokolo

Angel89 wrote: »

Wll said mate.. :beer::T

Ignore what the uptight old toffs and do-gooders say on here! :rotfl:

The banks don't give 1 single tnky f*king toss about you whatsoever,
so you have absoluetly no reason to care about them either.

Wow, brilliant there.

What happens when the money comes out in 2 weeks and makes them go overdrawn and they get charges? Still the banks fault eh?