Is it possible to get travel insurance cover for a 17 year old?

JamPot

WNBRich wrote: »

Hi JamPot,

I bought the insurance over the counter, after filling out the form. I checked the terms and conditions and they do not exclude cover for unaccompanied under 18s.

having picked up the leaflet in the PO yesterday the lack of detail took me off to the website where I found the following in the policy wording:

"Family
Lone parents or two adults who are married or living together as married and an unlimited number of dependent children (including sons, daughters, grandchildren, nieces or nephews of those taking out lone parent or family cover) under the age of 18. Insured adults can travel independently but dependant children must travel with the insured adult or, under an annual multi-trip policy, be travelling to or returning from the insured adult. "

Now this strikes me its covering you if you are a young adult travelling between adults named on the policy - perhaps estranged? - but not travel from home to a place such as Newquay to enjoy yourself .

I'll ring up to check this later but if this is the same policy (underwritten I think by Fortis) you might not be covered for independent cover for a teenager unless you meet and greet them at either end of the journey!