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Library Fines
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hieveryone wrote: »My uni fees were a nightmare, can't remember how much exactly but if you ever had a 1 or 3 hour book late you were crucified. My highest charges were £35 one time, but my friend had £130 of charges on her account :rotfl: wasduring dissertation time :rolleyes:
yeah, Key texts and old dissertations would get charged loads if you didn't have them back within two hours, I know loads of people who had massive charges too, and you can't graduate if you have outstanding fees :eek:
The DoctorD'you know, in 900 years of space and time, I've never met anyone who wasn't importantTaste The Rainbow :heartsmil0 -
Only adults get fined so if you borrow a book or DVD on a child's card then you don't incur a fine if you are late.
At our library only under 5's are exempt from late fees. There is a childrens rate and an adult rate, but children have to pay the adult rate if they've borrowed adult books.
I had to pay recently as we forgot to take the books back before we went on holiday
Here I go again on my own....0 -
As the internet has become more pervasive and accessible, do you think that more people seem to be asking dafter and more irrelevant questions?
Of course! And you make your point well Halloway!
Anyway, from comments here, most people appear to accept the necessity for library fines to maintain borrower discipline, so that books are available to lend.
So, why the fuss about bank charges?0 -
Wiredcharlie wrote: »So, why the fuss about bank charges?
Because being charged £35 for going £1 overdrawn for a day is a little more than being charged 15p for a library book (costing £5.99??) that's a day late!!
Library fine = £0.15/£5.99 = 2.5%
Bank fine = £35/£1 = 3500%
Still think that's insignificant?!?!
And then the banks keep adding fines on, keeping the account over-drawn, thus incurring MORE fines!
ps - i've never had a bank fine, and personally don't think banks should lend people a penny more than they actually have unless pre-arranged...Should've = Should HAVE (not 'of')
Would've = Would HAVE (not 'of')
No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)0 -
Because being charged £35 for going £1 overdrawn for a day is a little more than being charged 15p for a library book (costing £5.99??) that's a day late!!
Library fine = £0.15/£5.99 = 2.5%
Bank fine = £35/£1 = 3500%
Still think that's insignificant?!?!
And then the banks keep adding fines on, keeping the account over-drawn, thus incurring MORE fines!
ps - i've never had a bank fine, and personally don't think banks should lend people a penny more than they actually have unless pre-arranged...
But the principle is the same i.e. the library fine is the same for a £3 book as it is for a £30 book.
Library fines and bank charges are there to act as a deterient to abusing the system as customers who keep their accounts in credit are subsidising those who don't bother.
~Laugh and the world laughs with you, weep and you weep alone.~:)
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But surely if bank "fines" weren't penal, no-one would worry about going overdrawn!0
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