We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
INCREASING CREDIT CARD LIMIT ON-LINE
Options
Comments
-
How does one do it on the egg card? Recently got one with a lowish limit (£4000), how long do you recommend that I wait before trying for a higher limit?It's always the grass that suffers, irrespective of whether the elephants are fighting or making love !!!0
-
How does one do it on the egg card? Recently got one with a lowish limit (£4000), how long do you recommend that I wait before trying for a higher limit?
They increased mine after 2 months from £7k to £10k and the nafter 3 or 4 to £13k0 -
How does one do it on the egg card?How long do you recommend that I wait before trying for a higher limit?Mortgage Feb 2001 - £129,000
Mortgage July 2007 - £0
Original Mortgage Termination Date - Nov 2018
Mortgage Interest saved - £63790.60
ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)0 -
Thanx MLC - will try this stunt after three months to be on the safer side. ;DIt's always the grass that suffers, irrespective of whether the elephants are fighting or making love !!!0
-
Curious. I notice on their web site I can change from Black to Gold at the press of a button. I just hope that gives me the interest free period!
Our First Direct comes to an end near the end of January. Rang to confirm when all money had to be repaid and sounded out if it would be possible to get a Gold Card (currently have black one). The guy said, pay it off. wait a couple of weeks and then ring up, once they see it has been paid off and then very likely they will give you a gold one, with a minimum of £3k limit for the Gold Card. So am waiting till then.0 -
Thought Id share my recent FD experience.....
Ive held a First Direct current account & CC for 5 yrs. Never had any interest free deal on my CC. I asked for one the other day and they would not give me anything
I find it hard to believe that in this competitive market for CCs they would not offer 6 months interest free, to a long standing customer, who has never had a deal with them before. So anyway Im cancelling my CC with them, which is a shame as it has a 12k limit shielded from Experian/Equifax.0 -
Don`t Cancel, according to other FD customers (not one myself) on the boards you can go to their website & switch from black to gold card & maybe vice versa each time you get 0% 6mth with your existing limit.
For more info best to post ? on this board0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards