School Insurance For Pupils Property

Shockingman

Hi,

This is a bit of a strange one but I'm not sure how to go about this.

My daughter recently had her leavers assembly at a secondary school and one of the teachers told them they were not allowed to take their handbags into the assembly, but to leave them in a class where it'll be locked.

After the assembly it was found not to be locked and my daughters phone (£200's worth) had been stolen from her bag :eek:.
The school say they are not liable to pay, but surely as she had no choice and was asked to place the bag in there care in a supposed locked room then they are responsible to pay from their insurance?

Not sure how to proceed with this one so any advice would be gratefully recieved.

Steve

chevalier

i too would have thought the school should be liable. have you reported it to the police? reason i ask is that maybe you could claim on your own house insurance?

however perhaps a cheaper phone my also have been more appropriate...
chev

Shockingman

Unfortunately it was not me that allowed the pricey phone, something to do with daughter pressure on her mother, although she has a much cheaper one now after this expensive lesson. Not so sure the house ins should pay when it was the schools fault and they must have insurance too. Perhaps i'll try emailing the county council, they may know.

Thx

Steve

student_84

TBH I doubt that you will be able to get anything from the school as all schools make it a policy of not being liable for property that pupils/staff have brought onto the premises unless it has been confiscated from a pupil by a teacher which means that the teacher/school is liable while it is under their care. Their policy is usually written into the prospectus, it will be interesting to see if you get anywhere or stonewalled.

Main thing is insure any phone that you give a teenager then you have somewhere to turn if there is a problem and make sure the insurance covers them specificity and has a high cover amount for malicious calls.

gordikin

To be honest I don\'t think carrying a £200 mobile phone to school is an educational requirement. I\'d be really surprised if schools cover pupils personal possessions. I\'d also make sure what your daughter told you is 100% correct. Have you spoken directly to the staff member concerned for their side of the story?

dacouch

Have a look at your Home Insurance as you probably have free legal advice via a normal rate telephone number. The number is normally in the policy booklet on the same page as the normal claims number.

By the way, a school cannot say they are not liable for any damage or loss, if the law says they are legally liable then they are liable irrespective of what they put in their rules or prospectus.

Give the legal advice number a ring or speak to your local citizens advice bureau for some free advice

peachyprice

Was there any mention in your home/school agreement about not letting children bring expensive equipment such as phones, ipods etc. to school?

gordikin

Was it a handbag or a schoolbag?

gordikin

peachyprice wrote: »

Was there any mention in your home/school agreement about not letting children bring expensive equipment such as phones, ipods etc. to school?

..diamond earrings or Faberge eggs?

peachyprice

gordikin wrote: »

..diamond earrings or Faberge eggs?

The children around here, I wouldn't be suprised

shellnapier

why must u all judge at what the kid should not have had etc tec, thats not the issue
the fact is she was told the classroom would have beeen lcoked and it was not

what if it was a semintal thing with no real value you that she had in her bag she trusted the school would have the room locked - and yes maybe less likey steelable but thats not her fault if she has people in her school who will steal