do you think its a bit tight?

Anew

OR -

Split the masters part time over 2 years - combine it with a part time job.

Takes twice as long to get the qualification - but you'll be much more financially stable....

You could easily take that £10 a week to £110 even with a few nights pulling pints.

Agbe

Any chance the uni would let you do a bit teaching, whilst doing your Masters? That's what I did. It wasn't loads of money, but it certainly helped.

You could also advertise, both at uni and at local schools and sixth-forms, etc, yourself as a private tutor. If you teach in the subject you're studying, it doesn't really cut into your time - it's like extra revision.

lincroft1710

For 2 adults and a child your food bill is on the low side, car maintenance is also low, so there's little you can cut back on. It is worth contacting your local council to see if you're entitled to council tax benefit.

Poppy9

What about your tuition fees for you MA?

I too was going to suggest you did it over 2 years and work p-time. One of my friends managed hers over 2 years while working full-time but her child is 18!

mlz1413

you should be able to get funding for the nursery costs, my friend earns more than you and she gets something towards child care.

book an appointment with CAB to see what you are entitled to.

£35 petrol pw! can you to move closer to your husbands work or a bus route for him to use?

Also the car at £31.33 pw that is very exact is it a loan payment? or towards service costs?

I would look at evening work so your husband can look after your son whilst you earn some extra funds.

Dinah93

It's incredably tight. One of you needs to get a job in a bar/call centre on an evening or weekend or something to raise the income level. As others have said, something goes wrong with the car, christmas comes up, you need something for the course, or you just want to have a coffee with friends, and you're going to be in debt. What if you want to go home for a weekend to see your family/friends? You have absolutely no contingency realisticly. You won't be able to go a whole year on £10 a week and stay in the black.

How is your masters being funded? I didn't get any support of the LEA in mine, had to take a loan from a relative, yet still got £200 from the hardship fund (the maximum) in the spring term when I was struggling.

I'm sorry if this seems harsh but if you want to do the MSc and stay solvent, you need to be realistic. My ex did a call centre job from home, so there are some very limited options for you to work while at home. Is the course all day every day? If the little one is in nursery anyway could you not try to get a few shifts in a cafe near the uni or something?

lkmc01

my partner works in the evenings so I couldn't

Jowo_2

lkmc01 wrote: »

No busaries or anything available

Your uni may not offer a bursary but there are all sorts of weird and wonderful bursaries and scholarships from other sources that are given out on all different types of criteria. When I was at Uni, there were books inches thick with all manner of things to apply for, some extremely obscure, which are presumably now online.

Dinah93

So could he take a second job in the day times? You seem to want us to say it looks fine and are just throwing reasons why things are the way they are in response to all posts without really accepting the advice offered to your post. It's entirely your life and your choice, but you did ask and everyone on here thinks its not really do-able on your budget unless you're prepared to get into debt.

What is your masters to enable you to do?

mlz1413

lkmc01 wrote: »

my partner works in the evenings so I couldn't

If he works evenings why is your child going into care in the day time?