Improving your credit rating whilst unemployed and on benefits?

davethorp

jilted_john wrote: »

Anyone can get a job even in this climate-it just depends on the individual and how determined you are.
so krato your credit files now screwed up?shame!!
you should have spent more time construtivley like JOB HUNTING

Perhaps you missed my earlier post pointing out the number of unemployed compared to the number of available jobs. Either that or you can't read or grasp basic numbers

krato

davethorp wrote: »

Perhaps you missed my earlier post pointing out the number of unemployed compared to the number of available jobs. Either that or you can't read or grasp basic numbers

I think he's just bitter that he's not happy with his life/job so he feels the need to terrorise others to make himself feel better. He obviously has some issues somewhere down the line, and doesn't sound very educated- if he was he wouldn't feel the need to troll forums. Don't blame him he can't help it!

sticky999

Good morning all.
My first post on here so bear with me.
Having read this post it certainly caught my eye.
Is it just me being old fashoned or do some people not have there prioritys right in life?
UNEMPLOYED imroving credit-im sure the local jobcentre you sign on at would love to know your using taxpayers hard earned money to IMPROVE YOUR CREDIT RATING.
Incredible-just sums up our lazy good for nothing society we live in.

never-in-doubt

sticky999 wrote: »

Good morning all.
My first post on here so bear with me.
Having read this post it certainly caught my eye.
Is it just me being old fashoned or do some people not have there prioritys right in life?
UNEMPLOYED imroving credit-im sure the local jobcentre you sign on at would love to know your using taxpayers hard earned money to IMPROVE YOUR CREDIT RATING.
Incredible-just sums up our lazy good for nothing society we live in.

Considering you claim it is your first post, then to ask for leniency when you spout such nonsense is a little rich don't you think?

I have never claimed benefit and you know what? All I can say is thank god. That doesn't mean I have an issue with other Brits claiming, why should it? We live in a society that provides state benefits and so long as they are being given to British citizens who are entitled then there is no problem.

I think you'll find that no-one can use taxpayers money to 'improve a credit rating' because the only way to 'improve a credit rating' is by either obtaining credit in which case its your debt or by fixing any issues you may have, in which case when it is sorted the debt would again be yours.....

Maybe you're confusing benefit claimants with bankers - I think you'll find the banking industry has spent more than all claimants over the last year.

Gee whizz.

Some People!

krato

sticky999 wrote: »

Good morning all.
My first post on here so bear with me.
Having read this post it certainly caught my eye.
Is it just me being old fashoned or do some people not have there prioritys right in life?
UNEMPLOYED imroving credit-im sure the local jobcentre you sign on at would love to know your using taxpayers hard earned money to IMPROVE YOUR CREDIT RATING.
Incredible-just sums up our lazy good for nothing society we live in.

Either you can't read (which seems to be a common thing along you lot!) or you don't understand. Spending money and not improving my credit score, or spending the same money on the same things and improving my credit score... its not spending any money than not trying to improve it... obviously you don't understand. Improving my credit score is a way to succesffully wean myself off of benefits and become independant for when I am able to work, surely you should be happy with that! Not that I try to please people like you, your silly comments make me want to spend *MY* money even more! My family have payed enough tax.. why are you the only one paying tax and noone else is? Stop being so selfish.. people like you give this forum a bad name!

Wouldn't actually suprise me if your the same person who replied earlier in the thread because you both sound the same! Seriously you people should grow up and admit reality instead of living in this wonderful world of yours.

ANYWAY...

checked my credit history and it seems fine, theres nothing against me, no debt owed and so on so I'm guessing my application failed mainly down to unemployement, which is a good thing! My credit hasn't been hit much =]

krato

never-in-doubt wrote: »

Considering you claim it is your first post, then to ask for leniency when you spout such nonsense is a little rich don't you think?

I have never claimed benefit and you know what? All I can say is thank god. That doesn't mean I have an issue with other Brits claiming, why should it? We live in a society that provides state benefits and so long as they are being given to British citizens who are entitled then there is no problem.

I think you'll find that no-one can use taxpayers money to 'improve a credit rating' because the only way to 'improve a credit rating' is by either obtaining credit in which case it’s your debt or by fixing any issues you may have, in which case when it is sorted the debt would again be yours.....

Maybe you're confusing benefit claimants with bankers - I think you'll find the banking industry has spent more than all claimants over the last year.

Gee whizz.

Some People! [IMG]file:///C:/Users/Ryan/AppData/Local/Temp/msohtmlclip1/01/clip_image001.gif[/IMG]

Said pretty much the same as what I wanted to, these people don't seem to understand or are uneducated! They obviously want the country to be a 100% split divide between homelessness and the rich- seems very silly to me.

To be honest I've never been approached by such people so it doesn't really bother me, they only have the stupidity and nerve to make such ridiculous selfish comments on a forum rather than saying it in public, because they know people would look at them and think they are a complete idiot!

Not to bloat but considering my illness I've done well to become well educated, and have been brought up to be respectfull and decent unlike some benefits claimants AND workers, unfortunately its people like them that give me a bad name, those who pounce on claimants are incredibly stereotypical and have a small field of vision on life, instead they should open their eyes and see reality. Unfortunately I only managed to get a HND and failed to complete my degree course, I don't think I would find it difficult finding a job in the subject which I took if I was well enough to work.

I think 90% of people would rather have a decent income and work, than living on the pittance which is £50 a week! Anyone who thinks it’s due to laziness has a serious problem and need educating, money is a thing which I crave and it only rubs it in that I can't be on a decent salary, I spent 3 years with no income what so ever scared to claim benefits until I was admitted to hospital and advised to apply for DLA, unfortunately I didn't want to do this but settled for IS on the grounds of disibility, and since having money I have progressively got better, so trust me, I would have a job right now if I could, and I'm saying this for the decent people on this forum, not to satisfy those who have a miniscule and selfish view on life.

IHopeSo

Well said Krato, you seem to be a very intelligent, resourceful person especially aged 22? and having been unwell, i have utmost respect for you. I just have to post again, because of the narrow-mindedness of people that have posted on this thread it incenses me! My partner managed and i worked for a private charity that helped people with mental illness, disability etc.. my partner worked a good 70 + hour week for the charity putting his heart & soul into it, the service users would have transport to and from the charity a hot meal & social life which is allot better than sitting at home! they would gradually feel more confident & take responsibility for themselves in the work place, eventually hoping to get a job.Let me tell you their are VERY FEW employers out their that take on someone whom has a mental health problem or disability, let alone the mental health teams helping them get back into work, ( my brother has been diagnosed with severe mental illness from the age of 17) he has had next to no help, anyway to cut along story short, the charity went bust, it had no government help, and we were made redundant!!!! how ironic!!!i have 4 small children, my partner looks for work everyday sending out loads of CV s and lots for jobs he is over qualified for with no reply s as yet, but yes it's really great being unemployed getting £50 per week ( although by the time the priority bills have bounced the bank has taken all the money in charges!!!! not forgetting the mortgage fees!!! i wasn't going to go off on one and lower myself to their levels but some people are just sooooooo shallow it hurts!!!!

All the best with your life Krato

IHopeSo

Lets hope those upstanding, taxpaying JUDGEMENTAL few never have to endure mental or physical illness lol

pennyfrog

I wonder if someone could send me a map telling me how to get to this wonderful Disney world that these people live in- where there are jobs for all if you just walk out of your front door, and everything is simple and clear cut and where there are no grey areas. A nice little 'If-you're- not- doing-things-like-they-were-done-decades-ago-you-must-be-a-layabout' easy-peasy world.
I must visit there sometime....

IHopeSo

pennyfrog wrote: »

I wonder if someone could send me a map telling me how to get to this wonderful Disney world that these people live in- where there are jobs for all if you just walk out of your front door, and everything is simple and clear cut and where there are no grey areas. A nice little 'If-you're- not- doing-things-like-they-were-done-decades-ago-you-must-be-a-layabout' easy-peasy world.
I must visit there sometime....

Yes Please Pennyfrog has anyone got a link?