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Improving your credit rating whilst unemployed and on benefits?

245

Comments

  • seeya23
    seeya23 Posts: 2,330 Forumite
    it s other income that come in to your home like your other half income
  • krato
    krato Posts: 80 Forumite
    seeya23 wrote: »
    it s other income that come in to your home like your other half income

    do I put 0 if I live with my parents, or their income too?
  • seeya23
    seeya23 Posts: 2,330 Forumite
    no just put 0 in
  • krato
    krato Posts: 80 Forumite
    It says they will take 7 days to perform additional checks before they can tell me.. which isn't a great sign, they said I'd know within 1minute if I can have it =[

    pff...
  • cifpower
    cifpower Posts: 6,502 Forumite
    Vanquis very rarely give you an immediate decision. If accepted, you will receive a call in a few days
  • seeya23
    seeya23 Posts: 2,330 Forumite
    i got the call the next day
  • krato
    krato Posts: 80 Forumite
    I applied for Capital One not Vanquis... I guess I'll just have to wait, it says they'll tell me by post in 7-14 days =/ Has anyone else who is unemployed applied for capital one? Got a really bad feeling they will decline it. If so what would be my next step?
  • seeya23
    seeya23 Posts: 2,330 Forumite
    if call them up on friday they will tell you over the phone
  • seeya23
    seeya23 Posts: 2,330 Forumite
    For existing application enquiries telephone 0800 952 5452

    Line open 8.00am - 9pm Monday to Friday, 8.30am - 5.30pm Saturday
  • madmackhunter
    madmackhunter Posts: 104 Forumite
    I happen to do that thing called WORK so i have a life many thanks for your concern.
    all people scrounging job seekers allowance should be MADE to work or at least go out job seeking properly.
    sitting around applying for credit is not jobseeking,result =robbing us taxpayers
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