Car Insurance how long held licence question

michaels

MY step son has just passed his driving test. When applying for insurance the question how long have you held your licence is this the 3 years he has had his provisional licence or is it the 0 days he has had his full one (although I guess until he sends the forms off does he actually hold a full one?)

Quentin

usually they want the length of time a full licence has been held. The website will clarify what they mean by questions that need their meanings expanded.

Note they mean how long since the issue of a full licence (not the date the test was passed)

soolin

Whenever I have phoned for quotes they ask how long have I held a full license for, so I would assume they mean full unless it specifically says otherwise.

pre123

i had the same about mine when i got my first insurance..
when i come to renew i would have past for 10-11ish months so do i have to put that ive drove for 0years or 1years???

Quentin

Don't put 1 year if you haven't held the licence one year.

0 years covers the period from 0 to 1 year.

pre123

Quentin wrote: »

Don't put 1 year if you haven't held the licence one year.

0 years covers the period from 0 to 1 year.

not great news then :rolleyes: i failed my test in november but i still started my insurance policy then as provisional licence holder, then passed begining of january and change to full licence so if i put 0 years it will look as if i have no road experience :mad: whereas i really have 11months... damn!!!!

BeenieCat

pre123 wrote: »

not great news then :rolleyes: i failed my test in november but i still started my insurance policy then as provisional licence holder, then passed begining of january and change to full licence so if i put 0 years it will look as if i have no road experience :mad: whereas i really have 11months... damn!!!!

You'll probably be paying less for simply having a full license as opposed to provisional, i would have thought?
Sometimes they ask if you have any driving experience, pretty sure it's asked on confused.com.

Quentin

Invariably having a full licence (after just passing your test) means insurance is more expensive than it was when you were a learner!

rudekid48

A lot of websites are now built so that if you put full licence for less than 1yr, they will then ask if you have Pass Plus which can lead to a discount.

If you put 1 yr then the question will sometimes not appear.

Not all websites do this, but most of the newer ones do.

daveyjp

Before this question they will ask the type of licence you hold, they then ask how long you have held that particular licence for.

pre123

Quentin wrote: »

Invariably having a full licence (after just passing your test) means insurance is more expensive than it was when you were a learner!

yea mine went up by around £375 from provisional to full licence...

daveyjp wrote: »

Before this question they will ask the type of licence you hold, they then ask how long you have held that particular licence for.

im looking at getting direct line as i will earn no claims discount (if i dont have an accident) if im a named driver so i can save money compared to me being policyholder.. and their options for length of licence is 0years, 1years, 2years and 3or more and when it comes to renewal ill have my licence for 11 months!!