who came in to power here?

1984ReturnsForReal_2

geoffky wrote: »

returns how do they measure? would not mortgage be a debt

I just worked some sums out & it probably does include mortgage in the debt.

Otherwise someone earning circa 100k & a mortgage of 2kish would have credit card bills of 90kish...

geoffky

Hair_Bear wrote: »

It's an old MSE adage: If in doubt, post a graph.

hair bear where have you been? the worlds has falling apart and you have just woke up from your long sleep in the cave....welcome..:rotfl:

Graham_Devon

This has been posted before, and I think the end result was that the graph does include mortgages.

But whatever it does or doesnt include, it shows a worrying increase in how much we owe as a nation and how it's increased over the last 10 years.

It could never continue.

Cleaver

Hair_Bear wrote: »

It's an old MSE adage: If in doubt, post a graph.

How you do you know? You've only been here for 6 posts...

geoffky

so the 8 billion that has been paid back in the last year shows on the graph as that tiny fall at the top? oh dear!!!

Graham_Devon

geoffky wrote: »

so the 8 billion that has been paid back in the last year shows on the graph as that tiny fall at the top? oh dear!!!

Might even include neg equity

Dunno how, but worth throwing in as it is more debt!

Hair_Bear

Cleaver wrote: »

How you do you know? You've only been here for 6 posts...

It's on the home page, check it out.

Cleaver

Graham_Devon wrote: »

This has been posted before, and I think the end result was that the graph does include mortgages.

But whatever it does or doesnt include, it shows a worrying increase in how much we owe as a nation and how it's increased over the last 10 years.

I'm afraid I can only get worried about it if I know exactly what it shows me. Otherwise we could all just make stuff up:



Notice how the upsurge starting in 2002 coincides with the boom of BTL. Bloody chancers. Scum, the lot of them.

geoffky

some good charts and figures on debt here

http://www.crc.man.ed.ac.uk/conference/archive/2005/presentations/russell-paul.pdf

JonnyBravo

Cleaver wrote: »

Oh, so you don't know. I was hoping you'd know what the graph meant before you posted it.

Aye aye.... look out everyone.... here comes Cleaver with his quaint ideas.

Who needs to understand it..... it's a bit like the completions (In Chester) being measured on the other thread..... (despite some piffling matter of the data source saying the last 2 months data are always dubious until enough time has passed for registrations to take place.)



This is the same..... who needs to know if its Income to debt, or debt to income, or disposable income to debt, or debt to disposable income.... or household income to the number of legs hamsters commonly have?...... just look at the line man...... whooosh! :T Like, literally, whoosh.... yeah ..... those MEWers are scum man....... whoosh! :j




I have a friend who talks in great detail about things he knows little about. Everyone knows he does it and so unfortunately when he does talk about something he might have a clue on his credibility has been diminished by his warblings on other matters.

Sound familiar geoffrey?