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'How much is in your bank account?' poll discussion

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  • isofa
    isofa Posts: 6,091 Forumite
    I have several, but the main is a Vantage LTSB current account, keep between 5 and 7K in here (you must add 1K a month) and you get 4% interest on the entire balance. A very good deal, and easy to move 1K in and then out again to another internet account for a good rate.
  • Ingsy
    Ingsy Posts: 175 Forumite
    Part of the Furniture Combo Breaker
    £1.09 in my current account.

    As soon as I get paid, then bills get paid, set amounts go off to savings accounts and I'm left with a set amount to use as my "social money" - i.e. money for cinema or pub etc.
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    mine is quite high but by the end of the month will be down to zero, and i knew without checking, but then i do check almost daily anyway. I used to stage the DD to come out over the month to minimise the o/draft interest but now i'm o/draft free i guess i'll have to have a rethink on the whole issue. Oh good something new to get my teeth into this month :)
  • reddevilled
    reddevilled Posts: 426 Forumite
    Part of the Furniture Combo Breaker
    Not a lot in our current account but it always stays in credit. Any excess is sent off to other accounts which pay better interest during the month
  • sodamnfunky
    sodamnfunky Posts: 12,303 Forumite
    My current account always has no less than 4k, the wife keeps no less than 2k in hers, and the rest is in a regular online savings account.
  • Mozette
    Mozette Posts: 2,247 Forumite
    EmehEm2005 wrote: »
    How about "T"? Not Telling you?


    All the polls are purely voluntary you know;)
  • flaire
    flaire Posts: 264 Forumite
    E.

    Whilst we do have saving accounts and Premium Bonds, we normally have £1000 approx. just before pay-day (which is at the end of the month) so currently we're in group E.
    :hello:
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have 3 current accounts - Alliance and Leicester Current, Halifax Easycash and Co-Op Cashminder.

    In Halifax, I have £50.24, in A&L I have £32.48, and in Co-Op I have £2.04. I also have £65 in cash which will be more than likely going into my A&L account tomorrow - main account is A&L, the other 2 are used as places to put spare money, although Co-Op will soon be my main account and A&L will be kept solely for writing cheques on when needed and for transfers in and out to/from my parents account - Halifax one is in my new name so thats handy to have if needed as well.
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • vegankris
    vegankris Posts: 585 Forumite
    G. In Credit £501 - £1,000

    Just been paid and it doesn't really count per se as it's all going to be directly debited away very soon!!! :(
    Owing to financial constraints, the light at the end of the tunnel has been switched off until further notice. :(

    Illegitimi Non Carborundum!!!:cool:
  • jago25_98
    jago25_98 Posts: 623 Forumite
    If I keep over £1000 I find I tend to spend a lot more! :eek:

    Yet,
    I find it's nice to have over £500 quickly available for things like unexpected car bills.
    Order of events: Banks lose our money -> get bailed out -> were inflating GBP to cover it -> now taxing us -> next will grab your funds direct -> things get really desperate to balance the books. What should have happened?: banks go bust and we lost our money much quicker
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