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My bankruptcy Journey
Comments
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Does this sound okay to people as for the reason I am filing for bankruptcy?
"I have had difficulty paying my debts for a very long time indeed, this is mostly due to frequent ill health and unemployment problems.
I moved in with my partner in 1999 and had to get a loan to be able to afford this and various household items that we needed.
In 2004 I had to go for private medical treatment, due to the NHS not taking my health issues seriously. This cost me many thousands of pounds in fees and lost income. In 2006, in order to try and pay off my debts I entered into a Debt Management Plan with the Consumer Credit Counseling Service. Unfortunately I could not afford the monthly repayments and got behind again.
I have had many periods of depression and I am currently being treated for this through medication from my GP. Also, the current economic Downturn has meant that I have not been able to find employment since August 2008."
It's not very long is it.Look down your nose at me and I thumb my nose back at you.
Bankrupt: 8th July 2009
Early Discharge: 19th Jan 2010
Proud BSC Member: 2780 -
bump
Can someone please let me know if this is okay?Look down your nose at me and I thumb my nose back at you.
Bankrupt: 8th July 2009
Early Discharge: 19th Jan 2010
Proud BSC Member: 2780 -
Mine wasn't much longer than that. The crucial thing is that you've mentioned that you've taken legal advice. That you have tried to deal with your debts by other means would look good to a Judge / OR I would think.
It'll be fine 0 -
Thank you.
Maybe I'll add something at the end about how I have taken further advice from the CCCS and they advise bankruptcy as the only option under our current financial circumstances and level of debt?Look down your nose at me and I thumb my nose back at you.
Bankrupt: 8th July 2009
Early Discharge: 19th Jan 2010
Proud BSC Member: 2780 -
Yes that would be good.
Are you doing the online forms? If so, they only ask that you explain properly and not just put, "because of the recession" :rotfl:so you'll be OK.0 -
Yes I am doing the online forms.
I saw that comment too, ha ha. I did mention the economic downturn but not cos of the recession, on its own!
Wonder what the shortest answer they got was!Look down your nose at me and I thumb my nose back at you.
Bankrupt: 8th July 2009
Early Discharge: 19th Jan 2010
Proud BSC Member: 2780 -
'Cos I'm skint?0
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I'm on my uppers manLook down your nose at me and I thumb my nose back at you.
Bankrupt: 8th July 2009
Early Discharge: 19th Jan 2010
Proud BSC Member: 2780 -
Can you imagine that? I bet they see all sorts though
0 -
Can you imagine that? I bet they see all sorts though
Yes. People that aren't eloquent must petition for bankruptcy too.
Thankfully, it's not judged on whether you can write a poem or sonnet or I'd be screwed.Look down your nose at me and I thumb my nose back at you.
Bankrupt: 8th July 2009
Early Discharge: 19th Jan 2010
Proud BSC Member: 2780
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