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Skint Spice's journey to being less skinty and more spicy
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thats a great amount skinty considering you are a student, are you planning on doing the 2013 challenge on the mfw board next year ?0
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thats a great amount skinty considering you are a student, are you planning on doing the 2013 challenge on the mfw board next year ?
No, don't think so, I shall be plodding away in my own way but don't want to sign up to anything:o I think I'm going to try and earn a bit extra each month and put half towards the mortgage and half away to savings (OK probably holiday fund:rotfl:) while just making a token £10 OP each month. Will try and scrimp a bit out of budgets each month too, who says we can't live on lentils?;)
Most of the OP was prestudent time! when I had a job...
Speaking of scrimping I caught super scrimpers last night - not laughed so much in ages! there was a lady in a stately home who saved money by cutting a xmas tree from her estate:D why didn't I think of that....:rotfl::rotfl:Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Is it bedtime yet?:o so sleepy! currently reading Sue Townsend's book about the Woman who went to bed for a Year and it's a tempting idea at the moment
got to go out pick up DS later but after that I think an evening on the sofa in my pjs shall be in order.
Not done much MS today but have done some surveys (amazing how many you get screened out of as a student) and will do a few comps later.Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Are you doing Necter Ad points?
Loved the book.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
No, how do I do that Beanie? is there a thread?
It's funny isn't it? and nice short chapters, ideal for my attention span:D!Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Dont know if there is a thread.
http://www.nectaradpoints.com/
Tis a great way to bump up your points.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thank you, says I need to wait for a space to become available but when it does I'll be in there!Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Did you have to register?
I was lucky enough to get an invitation.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
oh can finally declare a NSD:D! first one in a long time... also car hasn't moved today so petrol free day too.
Can't believe how much stuff I need to do this weekend but must write a list and get on with it all. Essays galore and Christmas stuff, need cards so will have to go out tomorrow and get those posted asap.Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Arggghhh just deleted my post:mad:!
OK so basically what I was saying was that I've clawed together the final payment for DS's school trip and after that's paid next month I shall use that account for my slush fund
My plan is still to pay half of any excess each month into the slush fund and the other half off my mortgage leaving my savings alone - are you all laughing at my optimism:rotfl::rotfl:
I've done the ironing and stripped my bed so next part of today's plan is a quick shower, lunch then into town, I shall probably leave screaming within an hour as I hate the crowds at this time of year but need a few things so must be done:oMortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0
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