Debate House Prices


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Bulls & Bears -What's the difference?

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Comments

  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    edited 1 July 2009 at 7:09PM
    carolt wrote: »
    A bull is someone who ignores all rational commonsense evidence that points to prices falling because they are terrified of this scenario - this is why a few BTL 'investors' (like chucky claims to be), and those who bought at the peak and now desperately regret it (like Really) post so desperately on here.

    you're desperately showing your ignorance again.
    BTL = Buy to Let
    Let is the key word - you get a yield. this provides a profit and there are tax efficiencies in BTL.
    Capital values are realised when you sell - 2/5/10 years or whenever
    always worked very well for me.
    carolt wrote: »
    Bears are everyone else - if you look at any poll it's clear that the vast majority of the British public (a) think houses are currently overpriced and (b) think house prices are going to fall as a result. They also think (c) that this is a good thing.

    i voted 5 times on your poll - you allowed your other User Id's to do the same.
    lol - have a look.
    carolt wrote: »
    Oh, I forgot - bears are the intelligent ones with good jobs who know how to spell. Only the really dim ones who couldn't get proper jobs and can't spot a recession even when it jumps up and down in front of them and kicks them in the shins, are bulls.

    you missed out on buying 12 years ago - sorry you're not the best example of inteligence, making financial decisions or even market knowledge.
    carolt wrote: »
    No wonder they're desperate for a get-rich -quick scheme - they know they have no other hope.

    this forum is closed to the outside world unless you log on.
    no chance of influencing anyone. even when it viewable by everyone you had about zero influence on any market
    carolt wrote: »
    I'm not aware of a single bull who posts on here with a degree, let alone a proper job.

    we all know you like to do the stalking thing due to the issues that you have at home, we've all heard about your secret raunchy PM thing that you've had with a number of other male users on here... but maybe your character profile in your little black book of all the users on here that you have your eye on isn't complete yet...
    carolt wrote: »
    However, being normal people, they don't feel the need to post numerous posts on the subject every day, or to attempt to bully all those who disagree - see the way this thread has typically turned into a 'let's make personal attacks on Graham Devon, and Rollerball', and now, I predict, myself.

    no sorry don't flatter yourself
    you haven't read the thread - no-one has attacked Graham here.
    Rollerball started naming and insulting people initially.
    try reading and comprehension - it may help you look less of an idiot.

    you're not very good at this are you :confused:
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Rollerball wrote: »
    Bulls tend to be on this forum from early morning to late at night and have lets say some serious personal issues. - a fear of going outside and meeting real people. They prefer to converse with their internet buddies in a virtual world. In the unlikely event of them ever meeting a woman they'd run a mile.

    Whereas bears tend to be somewhat more normal folks who are just interested in putting a roof over their family's heads.

    I am a bear and I'd like to say: going out is over-rated, real people smell.
  • Cleaver
    Cleaver Posts: 6,989 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    carolt wrote: »
    A bull is someone who ignores all rational commonsense evidence that points to prices falling because they are terrified of this scenario - this is why a few BTL 'investors' (like chucky claims to be), and those who bought at the peak and now desperately regret it (like Really) post so desperately on here.

    Bears are everyone else - if you look at any poll it's clear that the vast majority of the British public (a) think houses are currently overpriced and (b) think house prices are going to fall as a result. They also think (c) that this is a good thing.

    However, being normal people, they don't feel the need to post numerous posts on the subject every day, or to attempt to bully all those who disagree - see the way this thread has typically turned into a 'let's make personal attacks on Graham Devon, and Rollerball', and now, I predict, myself.

    Oh, I forgot - bears are the intelligent ones with good jobs who know how to spell. Only the really dim ones who couldn't get proper jobs and can't spot a recession even when it jumps up and down in front of them and kicks them in the shins, are bulls.

    It would be interesting to do a survey on here of highest educational achievement/profession on here of bulls v bears.

    I'm not aware of a single bull who posts on here with a degree, let alone a proper job.

    No wonder they're desperate for a get-rich -quick scheme - they know they have no other hope.

    Y'know Carol I really like a lot of your posts, they talk sense and are interesting to read. Then you come out with odd stuff like this. Weird.

    Can't this simply be summed up by saying that bulls tend to be optomisitic, like to talk up a market, enjoy a somewhat herd mentality when it comes to investing and like 'things going up'. Bears are pessimists who will generally be cautious, will see the downside of things and will share a sentiment that things are probably worse than they are.

    The two states of minds are probably more similar than either would like to think. If you define yourself as a bear or a bull you will have a perception that you're the realist and it's the other one who is 'wrong'. I guess the smart money is on the person who does not spend all their time being overally optomistic or pessimistic and can have a bit of balance. Extremes are a bad idea, isn't it more about analysing any situation carefully and reacting on your findings, rather than always coming at something with a preconceived idea that it will go in one direction?

    Oh, and a few people have said that the general public are bearish, some have said they are bullish. I would say they are neither - they just get on with life, enjoying the middle ground. A shrug of the shoulders, a general opinion that things will probably be pretty much okay in the end, things will sort themselves out. Dunno what animal we should use for this... maybe a cat? They're quite chilled.
  • skap7309
    skap7309 Posts: 874 Forumite
    Everyone is a bear for over 99% of purchases in life - cars, holidays, food, taxes, fuel, clothing - the list is endless. Everyone wants to pay as little as possible. Why, oh why bulls want high prices for housing (with no thought to their children, children's children etc) is 110% beyond me.

    As conrad's well detailed, but at the same time slightly bizarre post states -

    Bulls bare much closer resemblance to the majority public, in that the general spirit is to get on with life and accept a modicum of risk and not measure everything

    Hmmm, lets keep those petrol prices sky-high eh?
  • Cleaver
    Cleaver Posts: 6,989 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    skap7309 wrote: »
    Everyone is a bear for over 99% of purchases in life - cars, holidays, food, taxes, fuel, clothing - the list is endless. Everyone wants to pay as little as possible. Why, oh why bulls want high prices for housing (with no thought to their children, children's children etc) is 110% beyond me.

    That isn't an accurate depiction of the terms though. A bear is generally defined as a pessimist who sees negative sentiment in a market or area. A bull is generally defined as a optimist who will see positive sentiment in a market or area.

    So, to use your example above, a bear may not buy the car on the basis that they feel that the market for used cars will suddenly diminish and they won't get back what they paid for it, or wil be stuck with it. They would probably warn others to do the same. A bear might buy the car on the basis that they see it increasing in value, and would try and convince others of the same. The actual price of the car is largely irrelevant.

    To take your analogy and my previous post about the general public, they are neither bulls or bears because 90% of the public will look whether they can afford the car, how it will benefit them, whether that purchase was cost effective (i.e. does the outlay match the benefit) and then chose to buy accordingly. The risk of the car suddenly dropping in value, or the thought of it suddenly rising in value, probably doesn't enter their head.
  • Cleaver
    Cleaver Posts: 6,989 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mewbie wrote: »
    ps. I would respectfully remind you that Cleaver gets 47 thanks for talking out of his @ss.

    It's 57 now. There's been a bit of a bullish market on Cleaver thanks in recent hours.
  • JonnyBravo
    JonnyBravo Posts: 4,103 Forumite
    Mortgage-free Glee!
    Cleaver wrote: »
    Y'know Carol I really like a lot of your posts, they talk sense and are interesting to read. Then you come out with odd stuff like this. Weird.

    It has been very hot today.
    I just hope she's not in the kitchen near the knives :rolleyes:

    Agree with main body of your post too. :T I just couldn't be bothered to type it. :o
  • mewbie_2
    mewbie_2 Posts: 6,058 Forumite
    1,000 Posts Combo Breaker
    Cleaver wrote: »
    It's 57 now. There's been a bit of a bullish market on Cleaver thanks in recent hours.
    You know what? I thought I'll reply something clever to old Cleaver about his bloody thank you count and I went to click Reply and hit the bloody Cleaver Thanks button without even thinking about it. Automatic it is. I've been hypnotised.

    And I haven't got a clever reply either.
  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    carolt wrote: »
    - see the way this thread has typically turned into a 'let's make personal attacks on Graham Devon, and Rollerball', and now, I predict, myself.
    .

    errr I thought the only personal insults on this thread were by you and rollerball.:confused:

    PS you even thanked them .
  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    Why do fatpig, carolt, rollerball, cardharps and others only turn up on the same day around the same time?

    I didn't buy in the whole sockie thing but this is more than a coinsidence (and slightly worrying)

    I will leave you with that thought.
    (:rotfl:) most used award goes too.:rolleyes:
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