Debate House Prices


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Bulls & Bears -What's the difference?

As a relatively new poster to this site (although I have been signed up for a year) I have read so many debates/arguments regarding the Housing Market and prices in general.
You can easily tell which camp a poster subscribes to by their responses, and indeed predict what a person is going to say about any given debate on here.

My thought is, Bear or Bull what is the difference in terms of outlook of the Housing Market?
I see Bears stating that prices have to come down further and that the market is being kept at its current level by the low IRs. However some conceding that until IRs go up that prices will stabilise, and appear to have "bottomed out".
From my understanding most Bulls believe that prices are already as low as they'll get. They also feel that irrelevant of IRs there will be a slow recovery with little HPI for the forseeable future, but no further drops though.

Are we agreed (Bear or Bull) that the near future is going to be pretty [EMAIL="!!!!"]!!!![/EMAIL] for the Housing market generally. And that we are merely arguing over just how bad it could get?
Or are there people who genuinely expect prices to increase steadily and consistently for the next few years?
"For those who understand, no explanation is necessary. Those who don't understand, dont matter."
«13456729

Comments

  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    Yakubu22 wrote: »
    As a relatively new poster to this site (although I have been signed up for a year) I have read so many debates/arguments regarding the Housing Market and prices in general.
    You can easily tell which camp a poster subscribes to by their responses, and indeed predict what a person is going to say about any given debate on here.

    My thought is, Bear or Bull what is the difference in terms of outlook of the Housing Market?
    I see Bears stating that prices have to come down further and that the market is being kept at its current level by the low IRs. However some conceding that until IRs go up that prices will stabilise, and appear to have "bottomed out".
    From my understanding most Bulls believe that prices are already as low as they'll get. They also feel that irrelevant of IRs there will be a slow recovery with little HPI for the forseeable future, but no further drops though.

    Are we agreed (Bear or Bull) that the near future is going to be pretty !!!! for the Housing market generally. And that we are merely arguing over just how bad it could get?
    Or are there people who genuinely expect prices to increase steadily and consistently for the next few years?

    Indeed most bulls still expect drops and no real terms gains for a long time.

    That would make them "bearish" in any market.
    But many on here love to pigeon hole, as they can say if you only think another 10% down you are a "HPI loon" :)
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Yakubu22 wrote: »
    As a relatively new poster to this site (although I have been signed up for a year) I have read so many debates/arguments regarding the Housing Market and prices in general.
    You can easily tell which camp a poster subscribes to by their responses, and indeed predict what a person is going to say about any given debate on here.

    My thought is, Bear or Bull what is the difference in terms of outlook of the Housing Market?
    I see Bears stating that prices have to come down further and that the market is being kept at its current level by the low IRs. However some conceding that until IRs go up that prices will stabilise, and appear to have "bottomed out".
    From my understanding most Bulls believe that prices are already as low as they'll get. They also feel that irrelevant of IRs there will be a slow recovery with little HPI for the forseeable future, but no further drops though.

    Are we agreed (Bear or Bull) that the near future is going to be pretty !!!! for the Housing market generally. And that we are merely arguing over just%2
  • purch
    purch Posts: 9,865 Forumite
    Bulls & Bears -What's the difference?

    One lot are irrationably miserable all the time, and the other lot are irrationably happy all the time.
    'In nature, there are neither rewards nor punishments - there are Consequences.'
  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    edited 1 July 2009 at 1:22PM
    like to link it to the behaviour of the animals themselves. :p

    Bulls: Put up a red rag and they will do their best to get it, even when being humiliated by the crowd and the person leading it on. Not much sense of surroundings, just see something and chase it, end of story.

    Bears: Intelligent creatures, ever seen them fishing? Knowing exactly where the best position is and waiting patiently for their reward? They will study where the fish may jump, and then position themselves waiting for the catch.

    A lot can be said :p

    How funny.:rotfl:
    Grahams our top bull:)

    PS I see you changed your post graham, sorry I was to quick:)
  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    edited 1 July 2009 at 1:33PM
    Yakubu22 wrote: »
    As a relatively new poster to this site (although I have been signed up for a year) I have read so many debates/arguments regarding the Housing Market and prices in general.
    You can easily tell which camp a poster subscribes to by their responses, and indeed predict what a person is going to say about any given debate on here.

    My thought is, Bear or Bull what is the difference in terms of outlook of the Housing Market?
    I see Bears stating that prices have to come down further and that the market is being kept at its current level by the low IRs. However some conceding that until IRs go up that prices will stabilise, and appear to have "bottomed out".
    From my understanding most Bulls believe that prices are already as low as they'll get. They also feel that irrelevant of IRs there will be a slow recovery with little HPI for the forseeable future, but no further drops though.

    Are we agreed (Bear or Bull) that the near future is going to be pretty !!!! for the Housing market generally. And that we are merely arguing over just%2

    many of the more negative posters talk a hell of a lot of bull!!!! and quote lots of urban myths that simply aren't true...

    they basically can't deal with facts and prefer to listen to a story that an anoymous poster on an internet forum's cousins brothers uncle's grandchild told them.
  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Really2 wrote: »
    How funny.:rotfl:
    Grahams our top bull:)

    PS I see you changed your post graham, sorry I was to quick:)

    He certainly was yesterday icon7.gif
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    StevieJ wrote: »
    He certainly was yesterday icon7.gif

    And today, I think of him as a race horse, Blinkers on racing in one direction not noticing what is hapeening side to side until it is in front of him:)
  • cootambear
    cootambear Posts: 1,474 Forumite
    1,000 Posts Combo Breaker
    Bulls place a lot of weight on positive data, Bears on negative. In a Bull market, positive data is overvalued, in a Bear market negative data is overvalued. As markets are (contrary to thatcherite delusions) dominated by herd irrationality and sentiment - they swing wildly from bullish overoptimistic mania, to bearish dark depression. We are now IMHO in a middling Bear market.
    Freedom is the freedom to say that 2+2 = 4 (George Orwell, 1984).

    (I desire) ‘a great production that will supply all, and more than all the people can consume’,

    (Sylvia Pankhurst).
  • Claws & Horns?
    Not Again
  • System
    System Posts: 178,361 Community Admin
    10,000 Posts Photogenic Name Dropper
    I don't think there is a single "bull" who expects consistent HPI.

    The word bull should be changed to "realist".
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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