Westiedogs 1st diary

westiedog

Thanks everyone

catspaw - re his reply on dating site - he said it was a bit of fun and liked to e mail and chat with people but had no intention of meeting some one in the flesh - a likely story :mad: At work this afternoon and dont finish till late so today is my 2nd NSD in July :j xxx

Bank balance is the same as yesterday +£1118.87

claire0788

Ooo btw, check on moneysupermarket for quotes on buildings and contents and if the company you decide to go with is on quidco use that aswell to get a bit of cashback, you prob know that but just to remind you

westiedog

Another no spend day today - working later and dont finish till 10pm so bank balance remains the same :jxx

Balance +£1118.87

Lemon_Tree

working late has it's benefits doesn't it - NSD's plus you're too tired afterwards to even think about spending money.
I managed to spend £50 whilst at work today - had to get the windscreen replaced as it cracked when they were trying to repair the chips on Saturday, why did i have to be the one in a blue moon car that it happened to?

westiedog

Just a quick post cos off to work on nightshift and did spend today.
Opening balance +£1118.87 - £35.00 diesel, -£7.65 dog/cat food, -£54.61 at Netto (this included £20.00 cashback)

Closing balance +£1008.86 and 22 days till payday !!!

westiedog

A quick reply - had a good sleep after nightshift and back in work tonight - then 4 days off-cant wait. Today was a no spend day.
Opening balance +£1008.86
Closing balance +£1008.86 and 21 days till payday!!!

westiedog

Can I just check something please? Is a day classed as a NSD even if a direct debit has come out of your bank account? xx

MessyMare

Make up your own rules Westie- I count NSD as days where I don't buy anything, I disregard bills!

westiedog

Thanks for reply.

From first of August I will calculate NSD's and not include direct debits xx :cool:

Lemon_Tree

hi I also don't include DD's or standing orders, what matters for me is spending cash or taking money out of the bank. Different people have their own definition of a NSD.