Mortgage Free by the time I'm 40. 10 years and counting!

Barny1979

£300.00 overpayment made today

Barny1979

£200.00 OP made today, total for 2011 so far is £11,600.

Barny1979

£250.00 OP made today

Barny1979

£150.00 payment made to finish on £12,000 OP for 2011

Barny1979

Mortgage stands at £108,969.00 at the end of 2011, my aim for 2012 is to get below £100,000.00!!!

Barny1979

Sold some games on Amazon, so £63.45 towards 2012's OP!

Barny1979

£26.24 OP'd today

djhops

Here's some way I live to help me overpay my mortgage (might be of use to you)...

- Never shop at the same supermarket twice (they all have their own specialisms/ bargains)
- Always cross-question branded (what are you getting extra for your money)
- Buy second hand books (gives money to charity too)
- Don't bother with satalite TV, gym subscriptions etc
- Don't use credit cards (if you can 't afford it, you can't afford it!)
- Cook food from scratch (healthier too) and make in bulk (use for lunches etc)
- Remember with food, it's 'best before' not necessarily 'throw away after'
- Eat less meat try to reduce portion size if you're overwight (also heathier too)
- Don't go to the sales unless you actually need something
- Finally and I appreciate it's not for all... brew your own beer!

Can anyone give me ome additional good tips in return?

Barny1979

Payment of £108.17 from a paypal refund and returning a shirt to debenhams I found cheaper online

Twiddy

Hi Barny

Just checking in to say that I like most are loving your work!! I've just read your whole diary from start to finish in 20 minutes, nice and short and straight to the point......good stuff..

All the best
T