Halifax hidden charges...

Peeky

This forum really has opened my eyes to how stupid some people are...

CannyJock

Peeky wrote: »

This forum really has opened my eyes to how stupid some people are...

Difference between naive, inexperienced and stupid.

Edinburghlass_2

King_Of_Fools wrote: »

All credit cards will charge this cash advance fee plus interest from the day the money was bought to the day you pay the full amount back.

Visa debit cards will also charge the cash advance fee. Maestro debit cards are free.

No charges if you buy currency through M&S and user their credit card.

http://money.marksandspencer.com/travel/travel-money/more-information/

Any

Edinburghlass wrote: »

No charges if you buy currency through M&S and user their credit card.

http://money.marksandspencer.com/travel/travel-money/more-information/

That is specialised card though...

So O.K., there is 1 exception... But generally you are advised of the card HAVING this special feature then not having it and being charged.

Lorian

I've heard the staff in my local post office warn people in front of me that there would be charge from their bank when using CC.

td_007

King_Of_Fools wrote: »

Visa debit cards will also charge the cash advance fee. Maestro debit cards are free.

Why would a debit card attract cash advance fee?

td_007

pneking wrote: »

thats the thing you see, i thought buying money online would be the same as buying a cd from play.com, i would understand if i had gone to a hole in the wall..

Credit cards also consider using the card on gambling sites also as cash advance so in addition of buying a cd from play.com if you intend to PLAY be warned!

King_Of_Fools

td_007 wrote: »

Why would a debit card attract cash advance fee?

Because Visa charge the fee and the banks (apart from Nationwide) pass it on.

td_007

King_Of_Fools wrote: »

Because Visa charge the fee and the banks (apart from Nationwide) pass it on.

Yes - Visa fees I understand. Don't they use some term like "currency conversion fees" rather than "cash advance" to denote this fee? I have been using Nationwide all along so I have never had to bother about this :j

Any

td_007 wrote: »

Yes - Visa fees I understand. Don't they use some term like "currency conversion fees" rather than "cash advance" to denote this fee? I have been using Nationwide all along so I have never had to bother about this :j

Me too. It's great card IMO. We have to pay 1% in some countries now though... :-( Not in any I am going to in near future luckily..