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Lloyds - unsure what to do

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Comments

  • Oddjob
    Oddjob Posts: 594 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I've just seen natweststaffmember's answer to another poster regarding having a default taken off their record as it was due to unfair charges, but it seems that the account has to have been in dispute when the default was put on. Mine wasn't in dispute as I have not sent in a claim yet, although it was due purely to charges being put on the account. So not sure if I would be able to get it taken off. How long do they stay on your account for? Does anyone know please?

    TIA
  • Oddjob
    Oddjob Posts: 594 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    di3004 wrote: »
    With pleasure.
    I will try to pass the message on for you, with this link okay?;)


    Yes certainly, any help is appreciated.

    xx
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    Oddjob wrote: »
    I've just seen natweststaffmember's answer to another poster regarding having a default taken off their record as it was due to unfair charges, but it seems that the account has to have been in dispute when the default was put on. Mine wasn't in dispute as I have not sent in a claim yet, although it was due purely to charges being put on the account. So not sure if I would be able to get it taken off. How long do they stay on your account for? Does anyone know please?

    TIA
    £10 is a yes for bank charges and credit card SAR but make sure you put both credit card number and bank account and sort code on the request(it saves time).
    Default issue can only be really sorted out if they repay the charges so let's get the charges sorted out first.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Oddjob
    Oddjob Posts: 594 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Thanks natweststaffmember. I am still worried though that if I put in a request to have my charges returned, they may stop, or lower my overdraft limit in November when it is reviewed.
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    Oddjob wrote: »
    Thanks natweststaffmember. I am still worried though that if I put in a request to have my charges returned, they may stop, or lower my overdraft limit in November when it is reviewed.
    We can deal with that issue perhaps when it occurs but keep all paperwork.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Oddjob
    Oddjob Posts: 594 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Thank you,

    I will get on and put my claim in.

    Big thank you to all of you who provide help for us on this site.:beer:
This discussion has been closed.
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