Do students get punished for having a part time job when applying for sudent loans?

genuinegal

Thanks so much for your advice and patience guys, i really do appreciate it given how many time you probably have to repeat yourself to other students!

Rikki

Sorry I missed the bit where you said independent. To be honest I don't know how that works. Whether you are assessed on your own or its the household income.

It is the Maintenance Grant which is income assessed. If you are entitled to the full Maintenance Grant the amount you can borrow in way of the Maintenance loan is reduced slightly.

You will need to apply and complete the relevant forms.

Student Finance plenty of information there.

Fire_Fox

Even if you are old enough to be independent, you need to declare on your student finance forms if anyone pays anything on your behalf. You may find you need to put down the fact that your mum pays rent/ mortgage/ bills for the house you live in, unless you can demonstrate that you share everything equally or pay a fair market rent.

Oldernotwiser

Fire_Fox wrote: »

Even if you are old enough to be independent, you need to declare on your student finance forms if anyone pays anything on your behalf. You may find you need to put down the fact that your mum pays rent/ mortgage/ bills for the house you live in, unless you can demonstrate that you share everything equally or pay a fair market rent.

I'm not sure that's true; do you have a reference for it?

Student finance isn't based on your outgoings in the way that benefits are.

bestpud

Oldernotwiser wrote: »

I'm not sure that's true; do you have a reference for it?

Student finance isn't based on your outgoings in the way that benefits are.

I am absolutely sure it is not true!

I will eat my words if said link appears but I somehow doubt it.

Oldernotwiser

bestpud wrote: »

I am absolutely sure it is not true!

I will eat my words if said link appears but I somehow doubt it.

I've got my polite hat on, for once! I don't think it suits me.

genuinegal

to be honest with you, she lives in a 1 bedroom housing association flat (only been there a couple of months as a halfway house) and im looking to move somewhere else, but obviously the SF company wont know this will they because there is nowhere to put on the application that this is what my circumstances are..

bestpud

genuinegal wrote: »

to be honest with you, she lives in a 1 bedroom housing association flat (only been there a couple of months as a halfway house) and im looking to move somewhere else, but obviously the SF company wont know this will they because there is nowhere to put on the application that this is what my circumstances are..

Honestly, it would make no difference if she lived in a mansion.

They will not count your mother at all.

So, to be clear:

• your mother will not count,
• her income will not count,
• her house will not count,
• your income will not count.

Enjoy the course!

Oldernotwiser

genuinegal wrote: »

to be honest with you, she lives in a 1 bedroom housing association flat (only been there a couple of months as a halfway house) and im looking to move somewhere else, but obviously the SF company wont know this will they because there is nowhere to put on the application that this is what my circumstances are..

Most people move to a different address when they go to university - it won't faze them at all.

Fire_Fox

Oldernotwiser wrote: »

I'm not sure that's true; do you have a reference for it?

Student finance isn't based on your outgoings in the way that benefits are.

Sorry I don't have a reference: I haven't a clue how to access the student finance application online! I've pulled my loans file and I haven't kept a copy of the application form. I think the question was in the additional income section but I am not sure on that ... I suppose it may have changed if you don't know what I am on about??

I had to complete paper forms for both years of my student finance and I definitely had to declare at some point that no-one paid anything on my behalf. I don't know whether that includes rent or bills when you live with your parents, hence I said 'may' in my earlier post. I particularly remember because my parents loaned me a fairly substantial sum in my first semester, and I made them pay the bill directly in a great wodge of cash!!