santaner zero (formally abbey zero) dormant charge?

anna42hmr

hi

i have applied for the abbey zero card today as a back up for holiday spending to my post office card (also have nationwide but as my hols are mainly out of europe may no longer use this for foreign usage)

however on the website it states there is a £10 dormancy fee, which is fine, as i have no problem using the card now and then to keep the account active, but on the facts box it doesnt say how long before this kicks in? is it something like 6 months? one year etc??

Also does any one know how long they take to let you know if you are accepted or not? and for the card to be issued?

_Andy_

Have you rung them and asked?

Joe65_2

anna42hmr wrote: »

hi

i have applied for the abbey zero card today .....................

however on the website it states there is a £10 dormancy fee, ......................how long before this kicks in? is it something like 6 months? one year etc??

Also does any one know how long they take to let you know if you are accepted or not? and for the card to be issued?

From what one hears, perhaps not before the dormancy fee has kicked in ... :rolleyes:

anna42hmr

_Andy_ wrote: »

Have you rung them and asked?

got fed up hanging in call que, so wondered if any one else who has the card can remember the details

td_007

It is 6 months.
See T&C 2.6 (a) "We may close your account or cancel or suspend your right to use your account if it has been dormant meaning there have been no transactions or a zero balance for a period of 6 months. Before.....Due to the cost of servicing an account, we may at our discretion charge a dormancy fee of £10 if your account has been dormant."

anna42hmr

td_007 wrote: »

It is 6 months.
See T&C 2.6 (a) "We may close your account or cancel or suspend your right to use your account if it has been dormant meaning there have been no transactions or a zero balance for a period of 6 months. Before.....Due to the cost of servicing an account, we may at our discretion charge a dormancy fee of £10 if your account has been dormant."

thanks for that, i appreciate it

klee1505

yeah its right that it if you dont use the account in 6 months you will be charnged .and at the mo credit card applications are taking about 4 weeks to go through

anna42hmr

klee1505 wrote: »

yeah its right that it if you dont use the account in 6 months you will be charnged .and at the mo credit card applications are taking about 4 weeks to go through

thankyou for that, 4 weeks is fine as i have no major rush for the card

YorkshireBoy

anna42hmr wrote: »

i have no major rush for the card

Hopefully you applied in branch?

anna42hmr

YorkshireBoy wrote: »

Hopefully you applied in branch?

no i applied online, looks like it has been processed already though as i have received the credit agreement to sign this morning and send back

BenL

The card and PIN won't be long then.

When the card comes you have to call to activate it, call goes to CPP or another sales company in York so you get the ID theft protection and experian credit report sales speil.

Boooo to that