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Ive been scammed - anything I can do?

Very very stupidly I read an ad in Gumtree for a phone that was for sale. Although I NEVER do this, the person seemed so genuine that I decided to take them at their word and put the money straight into their bank account. A total of £180. Of course I haven't heard a word since!

I tried to recall the money but couldnt. Police don't even want to take a fraud report. Advised me to call the bank but they weren't interested either...

I know it was a completely mad thing to do but just wondering if there is anything I can do??! I have bank account details and an address although there is no knowing if its their address I guess.

I can't believe i've been such an idiot!:mad:
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Comments

  • Dave101t
    Dave101t Posts: 4,157 Forumite
    live and learn fool
    Target Savings by end 2009: 20,000
    current savings: 20,500 (target hit yippee!)
    Debts: 8000 (student loan so doesnt count)

    new target savings by Feb 2010: 30,000
  • maggie111
    maggie111 Posts: 1,130 Forumite
    Take him to small claims court??

    Make sure you get a copy of the advert before it gets removed.
    I love surprises!
  • hayley11
    hayley11 Posts: 7,627 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'd contact a solicitor and see where you stand, most do free consultations.

    I do hate to point out the obvious to people but that was utter madness what you did, I just hope you manage to get something back I wouldn't hold my breath.
    :heart: Think happy & you'll be happy :heart:
    I :heart2: my doggies
  • I would go and sit in the corner with pointed hat on head
  • Dave101t wrote: »
    live and learn fool
    And this is helpful / constructive how?!
  • And this is helpful / constructive how?!
    Yes.

    What happens if the add is genuine and what has the bank got to do with OPs stupidity?
  • Crazy_Jamie
    Crazy_Jamie Posts: 2,246 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Questions such as how this person 'seemed genuine' and related issues aside, do you have any other details from this person other than a name on gum tree and bank details? How did you correspond with him before stumping up the cash?
    "MIND IF I USE YOUR PHONE? IF WORD GETS OUT THAT
    I'M MISSING FIVE HUNDRED GIRLS WILL KILL THEMSELVES."
  • KILL_BILL
    KILL_BILL Posts: 2,183 Forumite
    just go round their house
  • Halloway
    Halloway Posts: 1,612 Forumite
    Take them to small claims court but only if you can prove beyond doubt that the sequence of events is as you describe. This means copies of the original advert, all correspondence and proof of the money transfer.
  • zoelouise88
    zoelouise88 Posts: 1,061 Forumite
    No advice as im not sure what if anything you can do but just wanted to say you are human you made a mistake many people are just to trusting, i really hope you get either the phone or your money back x
    Wins for 2011: ........................

    Weight Lose Challenge: 7/1/11 60lbs to lose 23/1/11 17 lbs lost :) 43lbs to go!!
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