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dodgy paypal transaction
Comments
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Paypal put the money on hold in your paypal, they won't have paid it to the other party yet0
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The bank didn't authorise the payment. You did by agreeing to a direct debit mandate in favour of paypal.fuzzybear01 wrote: »... The bank were useless and said they couldn't do anything, despite them authorising a payment that took me overdrawn by £500, without me having an overdraft facility.
"Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100 -
thatgirlsam wrote: »im sorry to hear tha - what horrible people can do this :mad:-
-i have raised a dispute with paypal for the transaction just now so hopefully i will get my money back soon - how long did it take you to get your money back~?
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-also , if you get your bank to bar any future payments how can you use ebay - or paypal
I havent had my money back yet - only reported it 2 days ago, says it can take 10 working days for Paypal to respond.
You can pay by alternative means on eBay. As for the bank blocking it, it just means I know someone isnt going to steal more money from me. Once this is all over I might reset it up, but I'm not sure its worth the risk, it's well and truly freaked me out!OU Student! - ED209, SDK125, DSE212, SK124, DSE141, SD226, DXR222, DD303, DD307 = BSc Psychology0 -
The bank didn't authorise the payment. You did by agreeing to a direct debit mandate in favour of paypal.
I don't have a direct debit actually. It was linked to my maestro card so taken straight from there, no need to be sarcastic. My bank admitted they authorised it because I had money going in soon and they said declining cards can cause embarrassment (what a load of rubbish).0 -
fuzzybear01 wrote: »I don't have a direct debit actually. It was linked to my maestro card so taken straight from there, no need to be sarcastic. My bank admitted they authorised it because I had money going in soon and they said declining cards can cause embarrassment (what a load of rubbish).
Ok, you authorised it by giving paypal details of your debit card.
(I thought you needed to agree to a bank direct debit, and have a back up source such as a debit or credit card on file, to set up a paypal account that allows instant payment? I might be mistaken)
But I'm not being sarcastic - just stating the facts (or beliefs as appropriate).
Just because you don't have sufficient funds in your account doesn't mean the bank should refuse to honour the payment you authorised. Similar to writing a cheque with insufficient available funds - it's at the bank's discretion whether or not they honour the payment you authorised."Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100
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