Please Help Lloyds TSB have given me only 2 days to pay

nobblyned

Gazelle8760 Quote removed by moderators

I wouldn't say harsh.

Ill-informed, uneducated, bigoted, bitter and unintelligent certainly, but not so much harsh.

dc110

I had no debt while I was a student nurse but I sacrificed my sanity to do so - we got £450 a month to live on, and I worked full-time around my course to supplement my income, but I was lucky to do that. Not all students are a waste of time!!!!!!!

i think that was gazelle's point. The OP stated he/she will "not be getting any(money) soon"

Are we too assume from this he/she doesnt work and she get a job?
Or maybe they already work all the hours they can and cant do any more?

Either way, the rest of Gazelles post was spot on.

Actually Gazelle I just remembered I need £62.99 quickly - can you lend me it? :rotfl:

gazelle8760

dc110 wrote: »

i think that was gazelle's point. The OP stated he/she will "not be getting any(money) soon"

Are we too assume from this he/she doesnt work and she get a job?
Or maybe they already work all the hours they can and cant do any more?

Either way, the rest of Gazelles post was spot on.





Actually Gazelle I just remembered I need £62.99 quickly - can you lend me it? :rotfl:

The Gazelle is always willing to please, and thank you for your loyal support.

kmerc1

The Wall?!?!!

What do you mean you're talking to the wall?!?! :rotfl::rotfl::rotfl::rotfl:

But yeah, my gf is a student and she's living in her overdraft all the time, about a month after she's been given her student loan?! :rolleyes:

However, a long summer is due ahead and she's not realised she needs a job to help her through it, she's going to be working for most of summer, she knows (after a bit of a telling off from me) that she can't keep extending her overdraft as in the long run she will be knocked for 6 when it comes to overdraft charges, and the interest on her overdraft.

Lokolo

Rosemary7391 wrote: »

No need to launch an attack on students! Being a student, the OP probably hasn't had the experience to know how these things work.

OP - is it possible your statements are going to your home address while you're at your term time address or vice versa? Also, if you have a debit card you can get a mini statement at a cash machine, which should tell you what sent you overdrawn.

... I'm a student.

20. I have just under £7,000 in savings. I have 2 current accounts, 2 savings accounts, 2 ISAs (all online access). I have £1300 in Investments.
I have a budget planner.

I wouldn't say its a student thing...

Rosemary7391

Lokolo wrote: »

... I'm a student.

20. I have just under £7,000 in savings. I have 2 current accounts, 2 savings accounts, 2 ISAs (all online access). I have £1300 in Investments.
I have a budget planner.

I wouldn't say its a student thing...

Obviously not all students - I'm 17, going to Uni next year and have a budget etc. Savings are going to be hard to accumulate though! But most students won't have experienced budgeting etc. first hand, being mainly young

opinions4u

But most students won't have experienced budgeting etc. first hand, being mainly young

Look this isn't a student thing but as a 13 year old I budgeted.

It was pretty simple but:

1. Get pocket money
2. Put a quarter of it in the building society
3. Work out what football matches, bus trips etc I would need and what singles I wanted to buy - if I had enough, go to the matches and buy the records!
4. Treat myself with anything left over the day before the next pocket money was due, but never earlier just in case (or pay it in to the building society)
5. Any extras (e.g. relatives giving me money, rewards for jobs done etc) straight in to the building society.
6. Withdraw from the building society before going on holiday, but never more than a quarter of what was saved up.

Kids should have experience of budgeting.

It may get a little more complex as you get older, but the principles don't change.

Set some aside for a crisis and for savings.
Plan what you need to spend out of what's left over.
Always spend less than you earn.

Lokolo

You sad sad person. At 13 I was horny as a rabbit and would spend all my money on girls. Bad times. :rotfl:

storminbalder

opinions4u wrote: »

Look this isn't a student thing but as a 13 year old I budgeted.

It was pretty simple but:

1. Get pocket money
2. Put a quarter of it in the building society
3. Work out what football matches, bus trips etc I would need and what singles I wanted to buy - if I had enough, go to the matches and buy the records!
4. Treat myself with anything left over the day before the next pocket money was due, but never earlier just in case (or pay it in to the building society)
5. Any extras (e.g. relatives giving me money, rewards for jobs done etc) straight in to the building society.
6. Withdraw from the building society before going on holiday, but never more than a quarter of what was saved up.

Kids should have experience of budgeting.

It may get a little more complex as you get older, but the principles don't change.

Set some aside for a crisis and for savings.
Plan what you need to spend out of what's left over.
Always spend less than you earn.

You were a freak child! Or just very funny.

*vamps

opinions4u wrote: »

Look this isn't a student thing but as a 13 year old I budgeted.

It was pretty simple but:

1. Get pocket money
2. Put a quarter of it in the building society
3. Work out what football matches, bus trips etc I would need and what singles I wanted to buy - if I had enough, go to the matches and buy the records!
4. Treat myself with anything left over the day before the next pocket money was due, but never earlier just in case (or pay it in to the building society)
5. Any extras (e.g. relatives giving me money, rewards for jobs done etc) straight in to the building society.
6. Withdraw from the building society before going on holiday, but never more than a quarter of what was saved up.

Kids should have experience of budgeting.

It may get a little more complex as you get older, but the principles don't change.

Set some aside for a crisis and for savings.
Plan what you need to spend out of what's left over.
Always spend less than you earn.

Can i just say, well done!! my daughter (14) is offended by the comments of "freak" and the like you have had from other posters. She is already saving some of her pocket money, regularly reads advice on here and any other financial info she can get her hands on, including taking out books from the libary. My work collegues think it funny that a 14 year old should have an interest in money but i think its great. Much less chance of her doing what i did as a youngster and getting into debt.