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ISA Transfer Help
Bhamstudent
Posts: 483 Forumite
Hi Everyone
I think Im possibly missing something obvious here...so I thought Id ask!
I currently have an IF ISA for the 04/05 Tax Year, and a National Counties one for 05/06.
Im most likely to be using my 06/07 allowance with National Counties again - 5.1% (guaranteed to be at least 0.4% above base rate), but allows no transfers in for the first year.
My question is, if I want to transfer my past years ISAs (to get a better rate), do I have to transfer them to a provider with which I currently hold or an ISA, or can I transfer to a new provider (subject to their t&c's of course!).
Any comments would be greatly appreciated!
Thanks!
I think Im possibly missing something obvious here...so I thought Id ask!
I currently have an IF ISA for the 04/05 Tax Year, and a National Counties one for 05/06.
Im most likely to be using my 06/07 allowance with National Counties again - 5.1% (guaranteed to be at least 0.4% above base rate), but allows no transfers in for the first year.
My question is, if I want to transfer my past years ISAs (to get a better rate), do I have to transfer them to a provider with which I currently hold or an ISA, or can I transfer to a new provider (subject to their t&c's of course!).
Any comments would be greatly appreciated!
Thanks!
0
Comments
-
You could transfer them to a new provider.0
-
I agree.
Transfer to existing ISA provider or a completely new ISA provider, providing they allow transfers in.0 -
Thanks for clarifying that guys...just gotta sort it all out now!0
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