co-op bank

sniggings

well I've just tried to open a co-op bank account on the phone and I'm thinking it's not going to happen! she asked if I had ever had an account with them I said no she said are you sure I said yes,then she said or with any of our partners and thats when I knew where she was going with the questions,I asked who the partners were she said "smile" which was one of my creditors so I said yes,she said I had to ring back tomorrow to see if it will be opened?

any one else got an account openned with smile as a passed creditor?

peachyprice

Did you include smile in your BR?

In the past co-op have refused accounts to anyone who included them in their BR, but if the account was all settled before I can't see it being a problem.

HTH

sniggings

peachyprice wrote: »

Did you include smile in your BR?

In the past co-op have refused accounts to anyone who included them in their BR, but if the account was all settled before I can't see it being a problem.

HTH

yep smile was a creditor! its not like a need the account so much ,it's just for D/D to come out off,looks like I won't be getting it then.

Merry_Gentry

Unfortunately, they did start refusing people who had included any of their partners so I would assume that they will turn you down.

sniggings

o and I gave them my phone numbers:eek:

Deep_In_Debt

Try Barclays...they offer a basic account with a proper Visa debit and are BR friendly even if you owe them but you'll have to go into a branch to open it.

sniggings

Deep_In_Debt wrote: »

Try Barclays...they offer a basic account with a proper Visa debit and are BR friendly even if you owe them but you'll have to go into a branch to open it.

cheers, got one,I was just being greedy really,I was trying to get my D/D under control a bit more,was going to use it just for D/Ds.

Deep_In_Debt

I understand. It's nice to have a couple of accounts - one for your day to day and living and one for...well a rainy day I guess! Trouble is, we have so many rainy days in Blighty...so that's why we have no dosh!

miss_spooky

Hi Sniggins,

Can't you open anothe Barclays account? That's what I've done with Co-Op. Opened two cash minder accts told them why - Will be going br within the next couple of mths and would like an acct for income & one for dd's only.

No probs opened both at same time.

MS.

k2nga

Get a Yorkshire Building Society E saver account thats where i put my rainy day money.

sniggings

well,just got a debit card from co-op today,so got the account!:j