We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
How far back can I claim
MercMan
Posts: 460 Forumite
I've sent a letter requesting refund of charges from August 2001 until First Direct closed my account in 2006. The National Debt Line advisor told me that the Statute of Limitations apply and I can only go back 6 years to 2003.
Is this correct?
Is this correct?
"What does not kill you makes you stronger"
0
Comments
-
Unfortunately. National Debtline are unaware that the FSA sent a letter to the banks' reminding them of their obligations under point 13.5 and data retention in March 2009. The statute of limitations does not apply to bank charges cases since you can go back to July 2001 under the waiver which the banks' agreed to.I've sent a letter requesting refund of charges from August 2001 until First Direct closed my account in 2006. The National Debt Line advisor told me that the Statute of Limitations apply and I can only go back 6 years to 2003.
Is this correct?
They are wrong on this occasion.0 -
Thanks for that. Its put my mind at ease."What does not kill you makes you stronger"0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 348.9K Banking & Borrowing
- 252.3K Reduce Debt & Boost Income
- 452.6K Spending & Discounts
- 241.7K Work, Benefits & Business
- 618.3K Mortgages, Homes & Bills
- 176K Life & Family
- 254.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards