We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Alliance & Leicester £100 Scam!

I opened one of the accounts that paid £100 as long as a certain amount was paid in each month. It also said that you had to switch atleast one payment from your old account to the A&L account. I only had one standing order so I switched it to A&L.

I've had a letter today saying because I didn't switch a DD in the first 11 weeks that I won't be getting the £100. No paperwork that I had said it had to be a DD.

Is it worth a letter to them or should I just close the account?

Thanks
«1

Comments

  • go through quidco and open a magazine subscription

    get £5 cashback

    3 months mags for £1

    £4 profit and cancel direct debit after you get £100 from a+l
    Mortgage Start jun 2007 £88500 Outstanding Balance £51000
    Overpayments 2007 Nil 2008 £1040 2009 £7853 2010 £10000 2011 aiming for £18000 (6k so far)
    The Early Bird Gets the Worm, but the Second Mouse Gets the Cheese!!
  • SoloSailor
    SoloSailor Posts: 65 Forumite
    It had to be a Direct Debit to qualify. It did state on there webisite that
    it had to be a direct debit when the offer was open, but only in smallprint.

    I switched my Paypal DD, by the switching service. But it never got set up by
    them correctly. So I set it back up myself. Made a small paypal purchase and hey presto 100 quid back.
  • bootman
    bootman Posts: 1,985 Forumite
    I've been Money Tipped!
    I Used an ING D/D I thought they were not going to pay up, but as the post above did I sent a small amount and a day later £100 appeared. Very pleased.
  • Alternatively, I belive that some savings accounts (ICICI, and Icesave spring to mind) operated using direct debits to transfer money to them. That being the case, if you had one of these sorts of accounts, you could transfer money accross to them, thereby adhering to A&L's terms but without spending a penny.

    DC
  • rome1067
    rome1067 Posts: 192 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I dont think I can do any of these as the letter states that I haven't done it within 11 weeks of the account opening.

    Has anyone else written to complain and got the £100?
  • rome1067 wrote: »
    I dont think I can do any of these as the letter states that I haven't done it within 11 weeks of the account opening.

    Has anyone else written to complain and got the £100?

    What would you complain about? Not keeping your side of the bargain.

    (It is not helpful describing something as a scam which patently is not.) :rolleyes:
    RIP independent MSE.
    Died 1st June 2012
  • rome1067
    rome1067 Posts: 192 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I think it is a scam when it doesn't clearly show it has to be a DD. My letter said you must transfer a DD or SO but did not say in that paragraph that it had to be a DD.

    Its easy to hide stuff in the small print. I know what you're going to say, that we should read all the small print but please! thats just sneaky.
  • masonic
    masonic Posts: 27,663 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 21 June 2009 at 3:42PM
    rome1067 wrote: »
    I think it is a scam when it doesn't clearly show it has to be a DD. My letter said you must transfer a DD or SO but did not say in that paragraph that it had to be a DD.

    Its easy to hide stuff in the small print. I know what you're going to say, that we should read all the small print but please! thats just sneaky.
    It stated very clearly on the "Important Information" section of the website that if you had no direct debits to switch you wouldn't qualify. However, if you can show A&L have provided you with information to the contrary, you may be able to complain and get your payment.

    When I applied for this account I only received information about the switching service by post, nothing about the £100 incentive offer (I don't think it was even mentioned). Do you still have the letter stating that you can qualify for the £100 incentive by switching only a SO? If so, what exactly does it state in that paragraph?
  • scooby79
    scooby79 Posts: 6 Forumite
    i setup an a+l account at the end of last year when they were doing the £100 incentive last time. it clearly stated that you had to use premier switching service whilst setting up account. i did indeed recieved the £100 as promised.
  • shadowspy24
    shadowspy24 Posts: 238 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I got the exact same letter yesterday. If i had known they wouldn't pay. i would have set up a direct debit to myself and then switched it. i will phone them up and speak to them and i might get lucky. I also would have gotten another £50 for doing it through topcashback if i had known. i might still get the £25 for referring someone though.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.