**Daily Chat 19th June 2009*

Doomcow

Herewegoagain wrote: »

I know what you mean sammy, I check my bank on-line constantly couse I worry and if things don't go right I panic totally, but it will work out, go and have some fun this weekend (((hugs)))

HWGA xx

i've found mind-mapping to be a totally stress free way to plan.

its not rigid and covers all the main points.

scorgeous

bookseller1980 wrote: »

Thanks - it's ok though. Not painful or having any effects. Just ugly.

I am sitting looking at 3 boxes which need unpacking. Means I have to stand up as they are refusing to sort themselves out. :rolleyes:

Can you wait until after the Dr has rung, see what he says, he might say you need to rest it or something like that? Mean lets be honest, if you're leg is gonna drop off today, would you want to be unpacking boxes? :eek: Sorry, my humour is a bit strange today:o

jinky67

Just a quickie from me to say...


for the race this weekend, and have fun at the meet:j:j:j:j:j

Doomcow

should i go to my dads and do some gardening for him... hmmm

would give the OH some peace to sleep i guess.........

Herewegoagain

Doomcow wrote: »

last of the big spenders - £11.73 monthly mortgage overpayment!

will knock about 3yrs off the mortgage tho, lol

Every OP helps no matter how small hon, at least it's going in the right direction. Good luck with it:D

HWGA xx

Doomcow

Herewegoagain wrote: »

Every OP helps no matter how small hon, at least it's going in the right direction. Good luck with it:D

HWGA xx

well very correct!

we'll pay more when we can afford it, but atm just rounding it up to the £500 mark.

but is it really worth it? would i maybe be better saving the cash and then overpaying when we get a new house in a few yrs time psot wedding?

Herewegoagain

Doomcow wrote: »

i've found mind-mapping to be a totally stress free way to plan.

its not rigid and covers all the main points.

OK hun please explain, I'm a bit brain dead today:D

HWGA xx

Doomcow

Herewegoagain wrote: »

OK hun please explain, I'm a bit brain dead today:D

HWGA xx

well...

its a bit like this: realise your goal, group your areas for review and follow each to completion.

achieving 3 things in a day is a major accomplishment.

put it on paper like a bubble...

http://en.wikipedia.org/wiki/Mind_map

best explained by amature professionals, lol.

i used them at work and home constantly

Herewegoagain

Doomcow wrote: »

well very correct!

we'll pay more when we can afford it, but atm just rounding it up to the £500 mark.

but is it really worth it? would i maybe be better saving the cash and then overpaying when we get a new house in a few yrs time psot wedding?

I'm not an expert but with the interrest rate at the moment on savings and the low interrest rate on mortgage, I think this is the best time to OP as said mortgage should reduce quicker.

When interrest rate goes back up,it will be harder to make OP's as your ordinary payment will be higher, if that makes sense:D

Savings rates are s**t atm

oh and good luck with wedding plans, have fun, my son just got married and it was great fun.

HWGA xx

Doomcow

HWGA - im on fixed 5.63% for the next 3 yrs at least. i've looked into switching deal but i aint gona gain that much that its worth it so will sit it out!