Govt Scrappage Allowance for Write Off?

Jade34

Hi, I've had quick look at the threads on the subject of the Govt's car scrappage scheme but can't see anything relating to my question. I hope someone can help. My little 14 year old Punto was hit by a bus a couple of weeks ago and is a write off. I'm not in a position to buy a new car but wondered... my car's obviously going to be scrapped so shouldn't the insurers of the bus company pay me the £2,000 scrappage allowance? Who's to say I wasn't going to buy a new car anyway? I'm sure I'll soon be told if this is a daft question but just thought I'd ask... cheers.

savemoney

My MIL who has just done this was told by garage the car has to be roadworthy and taxed etc within 14 days of ordering new car so she tells me

She got 3k for her old rover for a Puegot 207

jaydeeuk1

And the scrappage is applied once you buy a new car, they dont just hand over 2 bags of sand in cash!

Jennifer_Jane

It's not a silly question, and one that was raised in the Scrappage thread.

Unfortunately as above, the scrappage rules are clear. Must be a brand new car, not even pre-reg.

Therefore no reason for insurance companies to assume that every post-10 year old car is worth £2000.

Jen
x

dacouch

You state in your post that you are not in the position to buy a new car, so on this basis you have no arguement with the bus company that they should pay you £2000.

savemoney

I think they will only get what the actually price of the car is worth prior to crash

I missed the bus part, silly me

sheslookinhot

It's not the car thats worth 2K, it's buying a new car AND trading in the old one thats worth the 2k

Jade34

Aww, thanks everyone for the replies, I knew it was a long shot, was speaking to friends/family about it and they got me thinking, which is why I thought I'd ask. I'm a bit gutted to be honest as a 14 yr old Punto isn't going to be worth a lot. It was a great wee car and I really relied on it so if I get peanuts for it, I'll be lucky to have enough to buy a pedal bike, lol!!! Ah well, that's life huh?? :sad:

jb66

If it has an MOT surely it is still eligible for the scheme

LinasPilibaitisisbatman

jb66 wrote: »

If it has an MOT surely it is still eligible for the scheme

Read the thread. Whats the point in commenting when you haven't

OP you will be lucky to get £500

vaio

Being in the same position I was thinking along the same lines.

The damaged car may only be worth £500 but because it’s been damaged by a third party I am now can’t use it for the scrapage scheme.

If I had already ordered a new car under the scheme I think it’s relatively clear cut as it’s a direct and documented loss and the insurance company should pay.

Where it gets more difficult is if I haven’t actually ordered the new car but have now lost the ability to take part in the scheme because of the accident. How do I put a value on that loss?