Abbey ISA query

spike87

I opened an Abbey ISA 2 weeks ago intending to transfer my previous year's money into it. All I have received so far is a PIN to use with my new bank card!? Not sure what's happening but I'm not impressed with them.

Baldur

vigman wrote: »

The Barclays 3% fixed rate bond seems quite interesting!

Not really, as there are a number of FRISAs out there which offer 3% or more on the sort of ISA balance that you have and accept ISA transfers:

Kent Reliance Building Society 3.2%
Julian Hodge Bank 3.15%
LloydsTSB 3%

<Edit> Even the top 'bond' shown in the Mail article (Chelsea BS @ 3.7%) only equates to 2.96% nett after 20% tax, while the Barclays @ 3% equates to 2.4% nett

vigman

Well almost anything is better than my NS&I ISA at a massive 1.5% now!!

Vigman

vigman

I've chosen Newcastle BS Reward ISA at 3%........allows transfers in....
anyone else gone for that (and don't say they ate your passport!);)

Vigman

Baldur

vigman wrote: »

I've chosen Newcastle BS Reward ISA at 3%........allows transfers in....
anyone else gone for that (and don't say they ate your passport!)

Note that that's a variable rate - only the twelve month 1% bonus is unconditional.

vigman

Many thanks, Baldur. Yes, I see that I will be playing musical ISAs next year. My wife might put her fund into a higher rate fixed account...but we need to repai a conservatory that is literally falling apart!

Vigman