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Canne's Aussie Mortgage Free Diary

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  • canne_2
    canne_2 Posts: 124 Forumite
    I wish my mortgage was under 100 000! It won't be until March at the earliest though...I'm sick of seeing 6 figures...
    The Mortgage Free in Three - Take 2 Challenge (MFiT-T2): #58 - Goal: Get to AU$50 000 by 12/12/12
    Current balance: $84 693
    2011 MF Wannabes: #102 - Goal: Overpay mortgage by AU$15 000
    Total paid for 2011: $2253.16
  • canne_2
    canne_2 Posts: 124 Forumite
    I made my first overpayment for 2010 of $2.63! Yes it's only a small amount but I find all these little bits and pieces add up...

    On Thursday I will be making a payment of $339 (this is the minimum payment taken automatically from my account) and then another overpayment of $324.50.

    This will bring the balance to 104 475.16...
    The Mortgage Free in Three - Take 2 Challenge (MFiT-T2): #58 - Goal: Get to AU$50 000 by 12/12/12
    Current balance: $84 693
    2011 MF Wannabes: #102 - Goal: Overpay mortgage by AU$15 000
    Total paid for 2011: $2253.16
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    AnimatedBravoSmiley.gif well done on all your progress :T:T:T
  • canne_2
    canne_2 Posts: 124 Forumite
    I got paid yesterday, I have put $329.80 extra to the mortgage plus $339 minimum payment.

    Balance is now 104 472

    Looking forward to next payday we should be able to afford about $1300 altogether to put to the mortgage.

    Hopefully we should be under 100 000 by the 18th March...
    The Mortgage Free in Three - Take 2 Challenge (MFiT-T2): #58 - Goal: Get to AU$50 000 by 12/12/12
    Current balance: $84 693
    2011 MF Wannabes: #102 - Goal: Overpay mortgage by AU$15 000
    Total paid for 2011: $2253.16
  • weezl74
    weezl74 Posts: 8,701 Forumite
    :T:T:T:T:T yay well done Canne! 18th March is an exciting day :)

    Love Weezl x

    :hello:Jonathan 'Fergie' Fergus William, born 05/03/09, 7lb 4.4oz:hello:
    :)Benjamin 'Kezzie' Kester Jacob, born 18/03/10, 7lb 5oz:)
    cash neutral gifts 2011, value of purchased gifts/actual paid/amount earnt to cover it £67/£3.60/£0
    january grocery challenge, feed 4 of us for £40
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    WellDone.gif well done on the OP :T
  • canne_2
    canne_2 Posts: 124 Forumite
    edited 24 January 2010 at 3:00AM
    Ok I have finally got around to updating my diary!

    Last Thursday was payday and I paid HEAPS extra to the mortgage. $1393.33 altogether including the $339 minimum payment. The balance of the mortgage is now $103 151...

    We have a couple of expenses coming up. My son needs to go to the dentist to have a baby tooth out so that will cost about $100. Plus the dog needs flea and worming stuff. I buy enough for 6 months so that will cost about $170.

    Also my son is going to live with his Dad in April. So from a financial point of view I will lose the money I get for him but then again, I won't have my son's expenses.

    Now to update my signature with the new totals!

    Cheers

    canne
    The Mortgage Free in Three - Take 2 Challenge (MFiT-T2): #58 - Goal: Get to AU$50 000 by 12/12/12
    Current balance: $84 693
    2011 MF Wannabes: #102 - Goal: Overpay mortgage by AU$15 000
    Total paid for 2011: $2253.16
  • canne_2
    canne_2 Posts: 124 Forumite
    I paid an extra $10.30 today because I felt like it! Balance is now 103141.

    I also did some searching and found a cheaper option for flea and worming stuff for the dog. So today I have paid $105 instead of $170 for a 6 month supply...and the flea stuff is a tablet instead of an external application so we don't have to worry about applying that anymore...

    Now if I can only get the dentist to lower her fees...not much chance of that!
    The Mortgage Free in Three - Take 2 Challenge (MFiT-T2): #58 - Goal: Get to AU$50 000 by 12/12/12
    Current balance: $84 693
    2011 MF Wannabes: #102 - Goal: Overpay mortgage by AU$15 000
    Total paid for 2011: $2253.16
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    u9IqTrbZ.gif well done on those OPs :T
  • canne_2
    canne_2 Posts: 124 Forumite
    I got some unexpected income today: $120.80 so I paid it straight to the mortgage.

    This makes the balance 103 570.43

    and the total overpayments for January and the year is: 1470.19
    The Mortgage Free in Three - Take 2 Challenge (MFiT-T2): #58 - Goal: Get to AU$50 000 by 12/12/12
    Current balance: $84 693
    2011 MF Wannabes: #102 - Goal: Overpay mortgage by AU$15 000
    Total paid for 2011: $2253.16
This discussion has been closed.
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