feel sick :(

vodooelephant

tryingtoruletheworld wrote: »

If you want to make a little extra cash, surveys etc are a very good way of getting a little extra bonus, especially as they are always looking for people with young children. I get loads, will pm you with a list if you want?


Hope things get better for you soon xx

Thanks That would be great

vodooelephant

Thanks for all your replies.


The woman from the council came to check that we hadn't wreaked house - we were placed here on a council scheme where they paid the deposit.

She said she will check we are on the housing list, we live in a small 2 bed flat at the moment. They council will soon be going over to a 'points' system and we can then bid on anything suitable.

I would LOVE to go back to work, but cannot afford the child care. I have been advised if i went back full time paying for the kids in nursery (even with the grants availble). I have looked into evening / weekend jobs but would need to work 40+hours to actually 'see' any money, after tax credits and housing allowence has been dropped. DH dosnt like the idea of never seeing me-either that or having to look after all the kids by himself . :rolleyes:

DH has agreed to sit and talk about money tonight - as for the debt it seems 'his' loan appears to be in both our names??? not sure how that happened? Surely i would of had to sign somthing? I know he added to it about 3 years ago?
I have around 5000. on my credit card.

My cousin has said that if you do get a council place you can work, as you are charged a flat rate for rent, rarther than benefit by income? anyone know if this is true - If so would solve alot of out problems


Thanks Again

Ames

Yes, your rent is fixed in a council flat. Your wages would still affect any housing benefit, but the rent is so low that you would still probably be better off. For instance, I'm in a 1 bed flat and it's £56 a week, which is high because it's got disabled adaptations. It was £52 when I moved in 3 years ago, when I was paying £320 a month in a private rent. So a big difference.

GeorgeUK

It would only be a joint deby/loan if you had signed it.

You could request a copy of the signed credit agreement by sending a subject access request (SAR - cost £10) if you are concerned about it, but your signature would definately have been required.