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Wednesday 17th June - What small DFW things have you done today?
Candy0107
Posts: 1,645 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Good morning everyone! :j :j :j - right, that is my morning exercise over and done with.
I hope that you do not mind me starting the thread - I need to keep focused.
Today I have/will:
Think that should do it - sorry there are no icons with pom poms doing a little jig (I need to find out where they are).
Have a great day everyone, Hi to the regulars and new posters
Candy xxx
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Good morning everyone! :j :j :j - right, that is my morning exercise over and done with.
I hope that you do not mind me starting the thread - I need to keep focused.
Today I have/will:
- meals from storecupboards
- will make lunch for work
- have checked banking - no suprises there
- Gu puds comp - nothing
- TAB scratchy - 10p
- have checked my emails
- will hope to win the lottery tonight
- enjoy hump day as much as possible
- check on veg plot
- try not to use my phone too much
- go to the gym after work (didn't manage this on Monday or last night )

- I will have an early night
- I will hope that hubby buys me a nice camera for my birthday - I would like a camera so that I can snap 101 achievements
- enter online comps
- have a NSD - again, didn't manage this yesterday

- keep positive thoughts all day (I will win the lottery etc) - part of the 101 list
- continue to read my book
- will watch The Take on Sky tonight
Think that should do it - sorry there are no icons with pom poms doing a little jig (I need to find out where they are).
Have a great day everyone, Hi to the regulars and new posters
Candy xxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
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Comments
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Candy - can you edit the title and add in the yellow smiley icon??!!!!! Just as I know lots of people like it as it makes the thread easier to find;)I really need to sort out a new signature!0
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Morning Candy! Thanks for starting the thread!
Morning all who come along!
Thank you to those of you yesterday who sent good wishes to my DD! She made it through school, but yesterday evening we found some spots :rolleyes: not sure what they are, she's had chicken pox, & they dont look viral, looke more like bites
She was up again coughing in the night, think it looks like day off school today.
Which leaves me in a pickle - yes DH is here, but he is on lates so didnt go to bed till 3.30am, so cant really leave her with him as he is unconscious!! Will prob take morning off work, & go in at 11.45 & do half day. That way at least I only lose half a days leave. It is such a juggling act sometimes.
Had my dentist appt yesterday - he has removed the nerve in the offending tooth :eek::eek: that was a bit scary - was gripping the chair very hard!! Hopefully no more problems now. I have such trouble with my teeth.
Other than that:
- check online banking
- click & scratch
- washing on line hopefully - not sure what that weather is doing
- tea from freezer - big fishies and home made chips
- make some phone calls - holiday co, car ins, breakdown cover re: holiday
Have a good day everyone!0 -
Morning! Woken up with a right headache and the Crohn's pain is very sore - think it's cos I ran out of steroids so not taken any for a few days - doc has a repeat prescritopn waiting so I'll get them today. I'm fed up taking them now, but have to:o Still no test results from the hospital....how long does it take


Anyway - list:- check banking - ok
- scratchcard
- meal from planner - meatballs
- lunches to work all round
- hope all my ebay things go for millions tonight;)
I really need to sort out a new signature!0 -
Thanks for starting the thread candy

DFW things for me today:- check online banking
- pootle about with spreadsheets
- storecupboard lunch
- cook tea for oldies and eat for free (plus some hotpot left to use up too)
- clean place with stardrops and microfibre cloths
- check and water everything in greenhouse etc (more lettuce ready, and strawberries,gooseberries and blackcurrants almost ready)
- laundry hokey cokey and ironing
- sparkle
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Today
checked bank
pay in some money
food from home
do some cooking
feed chooks
do soem work
pick some flowers
note for mrs mop whos early this week due to pals coming
make up rest of bed - pillow cases ?????? lost
hoover office
maybe work from home as seems more productive
waves to you all
hi sm
tried to reply to your blog but didn't let me - OMG to the car - x glad you okTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Thanks for starting this candy!
Today I'm:
- taking in my packed lunch to work
- going to make dinner from store cupboard
- aiming for NSD
- going to check online online banking
Hope you all have a good day! These forums are keeping me on track so thank you for keeping them alive by posting!
xxProud to be dealing with my debt0 -
Morning all :j
Thanks for starting the thread Candy! I am running a bit late this morning because OH went off fishing at about 4am and woke me up :eek: Hope he will catch something worth eating to make up for it :rotfl:
Today I have / will:
check online banking
see to plants and animals - chooks out and noisy cat fed so far
ring building society yet AGAIN over mortgage interest certificate that has failed to arrive. They will not simply send another one for some wierd reason - and I was waiting ages on the phone yesterday for the advisor to speak to her supervisor and I got cut off :mad:
HM meals from stores
Not a big list today as lots of work to do as usual.
Have a nice day everyone :hello:0 -
Morning all!
Its a bit grey and manky here oopp north today - never mind will try to sparkle anyway....
Today's list is....- Breakfast at home
- Brought snack to work
- Lunch at home
- Making a use it up tea
- Need to pop to shops for a few grocery bits and pieces but will just buy what I need (less than £5)
- Going to uni to do CRB check thing later - exciting!
- Walk dog for free exercise
- Find out how many calories sneezing burns up! Have very bad hayfever!
- Sort out dry washing
- Do nails (used to pay £20 a go twice a month for this:eek:)
- Check banks - all ok
- Buy fathers day card and wrapping paper (present bought last month)
- Do some work (only a half day today though)
- Check weather forecast for OHs epic bike ride on the weekend
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Morning all !!
OMG is it wednesday already? ARGH! :eek:
Am very very busy at the moment with stuff so won't post my whole list on here as it will take all day!! :rolleyes: But todays plan is
1/work hours
2/scratchies - yay 40p
3/online banking - done - yet more strange payments from tax creds - what are they doing? I guess this means they finally have accepted I don't earn 31k only doing 14 hrs :rotfl: so i guess thats some progress! Will have to see what the postie brings.
4/my ACTUAL list of jobs - :eek:
5/cleaning
Of I trot......hope everyone has a good day!!DFW Nerd #11520 -
So far I have...
- Breakfast from stores
- Kids to school with packed lunches
- Checked banking
- Checked mystery shops
- Went to HB with form, just a few things to fill out and bank statements to sort
- Printed off some bank statements, just need to go to bank for current account as it just never prints out on my printer

- Lunch and dinner from stores
- Worked 4 hours
- Took flask of coffee to work
- OH has to go away tomorrow and I managed to find a funfare on national express so just cost £20 instead of £148 on the train
- Cooked extra bacon at teatime so that OH can do a butty for breakfast on coach tomorrow
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